Is SPLG or QYLD a better dividend investment in 2026?

SPLG currently yields 1.16% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SPLG and QYLD?

SPLG has a forward dividend yield of 1.16% ($0.88/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 11.08 percentage points.

Home › Compare › SPLG vs QYLD

SPLG vs QYLD: Dividend Comparison 2026

SPLG yields 1.16% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $5.2K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

SPLG

● Live price

1.16%

Share price

$76.05

Annual div

$0.88

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.3K

Annual income

$125.36

Full SPLG calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — SPLG vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPLG	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SPLG + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPLG pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPLG

Annual income on $10K today (after 15% tax)

$98.82/yr

After 10yr DRIP, annual income (after tax)

$106.56/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, QYLD beats the other by $5,026.46/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPLG + QYLD for your $10,000?

SPLG: 50%QYLD: 50%

100% QYLD50/50100% SPLG

Portfolio after 10yr

$23.9K

Annual income

$3,082.10/yr

Blended yield

12.87%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPLG buys

QYLD buys

No recent congressional trades found for SPLG or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPLGQYLD

Forward yield	1.16%	12.24% ✓
Annual dividend / share	$0.88	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$21.3K	$26.5K ✓
Annual income after 10y	$125.36	$6,038.84 ✓
Total dividends collected	$1.2K	$28.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SPLG vs QYLD ($10,000, DRIP)

Year	SPLG Portfolio	SPLG Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,816	$116.26	$10,384	$1,224.49	+$432.00 → SPLG
2	$11,691	$117.52	$10,900	$1,388.18	+$791.00 → SPLG
3	$12,628	$118.71	$11,576	$1,590.76	+$1.1K → SPLG
4	$13,632	$119.84	$12,447	$1,844.20	+$1.2K → SPLG
5	$14,707	$120.90	$13,567	$2,164.97	+$1.1K → SPLG
6	$15,858	$121.91	$15,003	$2,576.05	+$855.00 → SPLG
7	$17,091	$122.85	$16,853	$3,110.04	+$238.00 → SPLG
8← crossover	$18,411	$123.74	$19,251	$3,813.85	$840.00 → QYLD
9	$19,825	$124.58	$22,390	$4,756.08	$2.6K → QYLD
10	$21,338	$125.36	$26,548	$6,038.84	$5.2K → QYLD

SPLG vs QYLD: Complete Analysis 2026

SPLG — Stock

The SPDR Portfolio S&P 500 ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P 500 Index (the “Index”)A low-cost ETF that seeks to offer precise, comprehensive exposure to the US large cap market segmentThe Index represents approximately 80% of the US marketOne of the low-cost core SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes

Full SPLG Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this SPLG vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SPLG vs SCHD SPLG vs JEPI SPLG vs O SPLG vs KO SPLG vs MAIN SPLG vs XYLD SPLG vs JEPQ SPLG vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.