Is SPNUF or XYLD a better dividend investment in 2026?

SPNUF currently yields 1.12% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SPNUF and XYLD?

SPNUF has a forward dividend yield of 1.12% ($0.03/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.86 percentage points.

Home › Compare › SPNUF vs XYLD

SPNUF vs XYLD: Dividend Comparison 2026

SPNUF yields 1.12% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $5.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPNUF

● Live price

1.12%

Share price

$2.68

Annual div

$0.03

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.9K

Annual income

$0.11

Full SPNUF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SPNUF vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPNUF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPNUF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPNUF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPNUF

Annual income on $10K today (after 15% tax)

$95.15/yr

After 10yr DRIP, annual income (after tax)

$0.09/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,736.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPNUF + XYLD for your $10,000?

SPNUF: 50%XYLD: 50%

100% XYLD50/50100% SPNUF

Portfolio after 10yr

$22.6K

Annual income

$1,609.57/yr

Blended yield

7.13%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SPNUF right now

SPNUF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

7.5

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPNUF buys

XYLD buys

No recent congressional trades found for SPNUF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPNUFXYLD

Forward yield	1.12%	10.98% ✓
Annual dividend / share	$0.03	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$19.9K	$25.3K ✓
Annual income after 10y	$0.11	$3,219.02 ✓
Total dividends collected	$112.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SPNUF vs XYLD ($10,000, DRIP)

Year	SPNUF Portfolio	SPNUF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,756	$55.97	$10,818	$1,098.39	$62.00 → XYLD
2	$11,537	$28.13	$11,738	$1,222.51	$201.00 → XYLD
3	$12,359	$14.10	$12,774	$1,364.64	$415.00 → XYLD
4	$13,231	$7.06	$13,944	$1,527.86	$713.00 → XYLD
5	$14,161	$3.53	$15,270	$1,715.87	$1.1K → XYLD
6	$15,154	$1.77	$16,775	$1,933.09	$1.6K → XYLD
7	$16,215	$0.88	$18,490	$2,184.87	$2.3K → XYLD
8	$17,351	$0.44	$20,450	$2,477.63	$3.1K → XYLD
9	$18,565	$0.22	$22,697	$2,819.19	$4.1K → XYLD
10	$19,865	$0.11	$25,280	$3,219.02	$5.4K → XYLD

SPNUF vs XYLD: Complete Analysis 2026

SPNUF — Stock

Spirent Communications plc provides automated test and assurance solutions for networks, cybersecurity, and positioning in the Americas, the Asia Pacific, Europe, the Middle East, and Africa. The company operates in Lifecycle Service Assurance and Networks & Security segments. The Lifecycle Service Assurance segment provides testing solutions for 5G mobile core networks, and cellular and Wi-Fi devices in the lab, as well as diagnoses, troubleshoots, and resolves issues with production networks and services. The Networks & Security segment develops test methodologies, tools, and services for virtualised networks, cloud, and proactive security validation; and offers Ethernet/IP performance testing solutions, as well as provides navigation satellite system test and simulation solutions while addressing opportunities in the broader positioning, navigation, and timing market. The company was formerly known as Spirent plc and changed its name to Spirent Communications plc in May 2006. Spirent Communications plc was founded in 1936 and is headquartered in Crawley, the United Kingdom.

Full SPNUF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.