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SPNZF vs MO: Dividend Comparison 2026

SPNZF yields 3.23% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $55.5K in total portfolio value· pulled ahead in Year 5
10 years
SPNZF
SPNZF
● Live price
3.23%
Share price
$5.70
Annual div
$0.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$397.17
Full SPNZF calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — SPNZF vs MO

📍 MO pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPNZFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SPNZF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPNZF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPNZF
Annual income on $10K today (after 15% tax)
$274.27/yr
After 10yr DRIP, annual income (after tax)
$337.59/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,297.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPNZF + MO for your $10,000?

SPNZF: 50%MO: 50%
100% MO50/50100% SPNZF
Portfolio after 10yr
$52.4K
Annual income
$15,278.16/yr
Blended yield
29.18%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

SPNZF
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPNZF buys
0
MO buys
0
No recent congressional trades found for SPNZF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPNZFMO
Forward yield3.23%6.36%
Annual dividend / share$0.18$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$24.6K$80.1K
Annual income after 10y$397.17$30,159.17
Total dividends collected$3.6K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SPNZF vs MO ($10,000, DRIP)

YearSPNZF PortfolioSPNZF Income/yrMO PortfolioMO Income/yrGap
1$11,023$322.67$10,570$780.30+$453.00SPNZF
2$12,127$332.40$11,381$1,032.90+$746.00SPNZF
3$13,317$341.76$12,535$1,392.73+$782.00SPNZF
4$14,600$350.77$14,193$1,920.91+$407.00SPNZF
5← crossover$15,982$359.40$16,618$2,723.68$636.00MO
6$17,468$367.67$20,263$3,993.80$2.8KMO
7$19,066$375.57$25,936$6,098.36$6.9KMO
8$20,784$383.12$35,166$9,775.01$14.4KMO
9$22,629$390.32$51,026$16,597.78$28.4KMO
10$24,611$397.17$80,113$30,159.17$55.5KMO

SPNZF vs MO: Complete Analysis 2026

SPNZFStock

South Port New Zealand Limited operates and manages a port in New Zealand. It offers marine services, including shipping movements, pilotage and procedures, cruise schedules, marine plant and equipment, wind and tide conditions, syncrolift, and hot work; port facilities, such as port infrastructure; berths; infrastructure and land; plant and equipment; and weighbridge services; container servicing and rates, and container tracking services; and cold storage and dry warehousing services. The company also provides full container, break bulk, and bulk cargo capability and services for the import of alumina, petroleum products, fertilizers, acids, stock food, and cement; and the export of aluminum, timber, logs, dairy, meat by-products, fish, and woodchips. In addition, it handles project cargo, such as transformer weighing; wind farm material, which include twin cranes lifts and a maximum lift of 80 metric tonnes; hydroelectric power station tail race equipment; mining equipment that comprise bucket wheel excavators and dump trucks; tanks for tallow storage, as well as a range of machinery, including pleasure and fishing vessels; and operates intermodal freight center. South Port New Zealand Limited was incorporated in 1988 and is based in Bluff, New Zealand.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.