Is SPNZF or QYLD a better dividend investment in 2026?

SPNZF currently yields 3.23% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SPNZF and QYLD?

SPNZF has a forward dividend yield of 3.23% ($0.18/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.69 percentage points.

Home › Compare › SPNZF vs QYLD

SPNZF vs QYLD: Dividend Comparison 2026

SPNZF yields 3.23% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $787.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

SPNZF

● Live price

3.23%

Share price

$5.70

Annual div

$0.18

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.6K

Annual income

$397.17

Full SPNZF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SPNZF vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPNZF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPNZF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

—

Sep

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Oct

—

Nov

—

Dec

—

SPNZF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPNZF

Annual income on $10K today (after 15% tax)

$274.27/yr

After 10yr DRIP, annual income (after tax)

$337.59/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,472.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPNZF + QYLD for your $10,000?

SPNZF: 50%QYLD: 50%

100% QYLD50/50100% SPNZF

Portfolio after 10yr

$25.0K

Annual income

$3,028.24/yr

Blended yield

12.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPNZF buys

QYLD buys

No recent congressional trades found for SPNZF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPNZFQYLD

Forward yield	3.23%	11.92% ✓
Annual dividend / share	$0.18	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.6K	$25.4K ✓
Annual income after 10y	$397.17	$5,659.31 ✓
Total dividends collected	$3.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SPNZF vs QYLD ($10,000, DRIP)

Year	SPNZF Portfolio	SPNZF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,023	$322.67	$10,352	$1,192.36	+$671.00 → SPNZF
2	$12,127	$332.40	$10,830	$1,347.57	+$1.3K → SPNZF
3	$13,317	$341.76	$11,460	$1,539.07	+$1.9K → SPNZF
4	$14,600	$350.77	$12,275	$1,777.84	+$2.3K → SPNZF
5	$15,982	$359.40	$13,323	$2,078.95	+$2.7K → SPNZF
6	$17,468	$367.67	$14,667	$2,463.34	+$2.8K → SPNZF
7	$19,066	$375.57	$16,396	$2,960.57	+$2.7K → SPNZF
8	$20,784	$383.12	$18,631	$3,612.97	+$2.2K → SPNZF
9	$22,629	$390.32	$21,548	$4,482.15	+$1.1K → SPNZF
10← crossover	$24,611	$397.17	$25,398	$5,659.31	$787.00 → QYLD

SPNZF vs QYLD: Complete Analysis 2026

SPNZF — Stock

South Port New Zealand Limited operates and manages a port in New Zealand. It offers marine services, including shipping movements, pilotage and procedures, cruise schedules, marine plant and equipment, wind and tide conditions, syncrolift, and hot work; port facilities, such as port infrastructure; berths; infrastructure and land; plant and equipment; and weighbridge services; container servicing and rates, and container tracking services; and cold storage and dry warehousing services. The company also provides full container, break bulk, and bulk cargo capability and services for the import of alumina, petroleum products, fertilizers, acids, stock food, and cement; and the export of aluminum, timber, logs, dairy, meat by-products, fish, and woodchips. In addition, it handles project cargo, such as transformer weighing; wind farm material, which include twin cranes lifts and a maximum lift of 80 metric tonnes; hydroelectric power station tail race equipment; mining equipment that comprise bucket wheel excavators and dump trucks; tanks for tallow storage, as well as a range of machinery, including pleasure and fishing vessels; and operates intermodal freight center. South Port New Zealand Limited was incorporated in 1988 and is based in Bluff, New Zealand.

Full SPNZF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.