HomeCompareSPQ vs SCHD

SPQ vs SCHD: Dividend Comparison 2026

SPQ yields 17.60% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPQ wins by $34.0K in total portfolio value
10 years
SPQ
SPQ
● Live price
17.60%
Share price
$25.84
Annual div
$4.55
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$62.9K
Annual income
$5,169.10
Full SPQ calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — SPQ vs SCHD

📍 SPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPQSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPQ + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPQ pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPQ
Annual income on $10K today (after 15% tax)
$1,495.87/yr
After 10yr DRIP, annual income (after tax)
$4,393.74/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SPQ beats the other by $4,034.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPQ + SCHD for your $10,000?

SPQ: 50%SCHD: 50%
100% SCHD50/50100% SPQ
Portfolio after 10yr
$46.0K
Annual income
$2,795.85/yr
Blended yield
6.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPQ buys
0
SCHD buys
0
No recent congressional trades found for SPQ or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPQSCHD
Forward yield17.60%3.44%
Annual dividend / share$4.55$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$62.9K$29.0K
Annual income after 10y$5,169.10$422.61
Total dividends collected$33.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPQ vs SCHD ($10,000, DRIP)

YearSPQ PortfolioSPQ Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,460$1,759.85$11,224$344.10+$1.2KSPQ
2$15,381$2,049.29$12,567$354.98+$2.8KSPQ
3$18,822$2,364.29$14,038$365.30+$4.8KSPQ
4$22,844$2,703.94$15,648$375.06+$7.2KSPQ
5$27,510$3,066.96$17,410$384.27+$10.1KSPQ
6$32,887$3,451.79$19,335$392.95+$13.6KSPQ
7$39,046$3,856.56$21,437$401.10+$17.6KSPQ
8$46,058$4,279.22$23,733$408.75+$22.3KSPQ
9$54,000$4,717.52$26,237$415.91+$27.8KSPQ
10$62,949$5,169.10$28,968$422.61+$34.0KSPQ

SPQ vs SCHD: Complete Analysis 2026

SPQStock

The Simplify US Equity PLUS QIS ETF (SPQ) seeks to achieve long-term capital appreciation by overlaying a diversified basket of Quantitative Investment Strategies (QIS) on top of a core US equity exposure. The goal of the 100% equity + 50% QIS portfolio is to enhance both absolute and risk-adjusted returns of a core equity investment. The fund is also a simple way to gain exposure to an alternative return source without reducing equity exposure.

Full SPQ Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.