Is SPRBF or ADC a better dividend investment in 2026?

SPRBF currently yields 5.93% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: SPRBF offers higher current income.

What is the dividend yield difference between SPRBF and ADC?

SPRBF has a forward dividend yield of 5.93% ($0.73/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 1.80 percentage points.

Home › Compare › SPRBF vs ADC

SPRBF vs ADC: Dividend Comparison 2026

SPRBF yields 5.93% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPRBF wins by $369.87M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPRBF

● Live price

5.93%

Share price

$12.26

Annual div

$0.73

5Y div CAGR

81.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$370.05M

Annual income

$340,884,707.97

Full SPRBF calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — SPRBF vs ADC

📍 SPRBF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPRBF	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SPRBF + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SPRBF pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPRBF

Annual income on $10K today (after 15% tax)

$503.71/yr

After 10yr DRIP, annual income (after tax)

$289,752,001.77/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, SPRBF beats the other by $289,683,324.08/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPRBF + ADC for your $10,000?

SPRBF: 50%ADC: 50%

100% ADC50/50100% SPRBF

Portfolio after 10yr

$185.12M

Annual income

$170,482,752.64/yr

Blended yield

92.10%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

SPRBF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.3

Piotroski

4/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPRBF buys

ADC buys

No recent congressional trades found for SPRBF or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPRBFADC

Forward yield	5.93% ✓	4.13%
Annual dividend / share	$0.73	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	81.5% ✓	40.4%
Portfolio after 10y	$370.05M ✓	$178.9K
Annual income after 10y	$340,884,707.97 ✓	$80,797.29
Total dividends collected	$367.85M ✓	$156.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Buy	Buy

Year-by-year: SPRBF vs ADC ($10,000, DRIP)

Year	SPRBF Portfolio	SPRBF Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$11,776	$1,075.57	$10,990	$580.36	+$786.00 → SPRBF
2	$14,748	$2,148.40	$12,301	$860.26	+$2.4K → SPRBF
3	$20,345	$4,564.22	$14,104	$1,298.62	+$6.2K → SPRBF
4	$32,449	$10,680.04	$16,691	$2,008.16	+$15.8K → SPRBF
5	$63,615	$28,894.35	$20,580	$3,205.09	+$43.0K → SPRBF
6	$164,154	$96,086.47	$26,754	$5,330.02	+$137.4K → SPRBF
7	$596,226	$420,580.49	$37,196	$9,345.14	+$559.0K → SPRBF
8	$3,229,158	$2,591,196.20	$56,244	$17,523.09	+$3.17M → SPRBF
9	$27,260,395	$23,805,196.27	$94,286	$35,736.21	+$27.17M → SPRBF
10	$370,053,331	$340,884,707.97	$178,949	$80,797.29	+$369.87M → SPRBF

SPRBF vs ADC: Complete Analysis 2026

SPRBF — Stock

SpareBank 1 Østlandet provides various financial products and services to individuals, businesses, the public sector, clubs, and societies. The company offers deposits, financing, savings, advisory, life and non-life insurance, and pension products and services. It also provides credit cards; and leasing, money-transfer, capital and investment management, debt recovery, real estate brokering and rental, factoring, trade and corporate finance, and accounting related services. It has 36 branches in Innlandet, Oslo, and Viken. The company was founded in 1845 and is headquartered in Hamar, Norway. SpareBank 1 Østlandet is a subsidiary of Sparebankstiftelsen Hedmark.

Full SPRBF Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

📬

Get this SPRBF vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SPRBF vs SCHD SPRBF vs JEPI SPRBF vs O SPRBF vs KO SPRBF vs MAIN SPRBF vs NNN SPRBF vs EPRT SPRBF vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.