HomeCompareSPSAF vs FCPT

SPSAF vs FCPT: Dividend Comparison 2026

SPSAF yields 4.31% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $22.6K in total portfolio value
10 years
SPSAF
SPSAF
● Live price
4.31%
Share price
$145.10
Annual div
$6.26
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$568.93
Full SPSAF calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — SPSAF vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPSAFFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPSAF + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPSAF pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPSAF
Annual income on $10K today (after 15% tax)
$366.71/yr
After 10yr DRIP, annual income (after tax)
$483.59/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,425.40/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SPSAF + FCPT for your $10,000?

SPSAF: 50%FCPT: 50%
100% FCPT50/50100% SPSAF
Portfolio after 10yr
$37.8K
Annual income
$3,172.10/yr
Blended yield
8.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SPSAF
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
3.0
Piotroski
8/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPSAF buys
0
FCPT buys
0
No recent congressional trades found for SPSAF or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPSAFFCPT
Forward yield4.31%6.05%
Annual dividend / share$6.26$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$26.5K$49.1K
Annual income after 10y$568.93$5,775.28
Total dividends collected$5.0K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyHold

Year-by-year: SPSAF vs FCPT ($10,000, DRIP)

YearSPSAF PortfolioSPSAF Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,131$431.43$11,401$700.92$270.00FCPT
2$12,359$448.82$13,064$864.84$705.00FCPT
3$13,690$465.73$15,051$1,072.48$1.4KFCPT
4$15,131$482.14$17,442$1,337.22$2.3KFCPT
5$16,688$498.01$20,340$1,677.08$3.7KFCPT
6$18,369$513.32$23,880$2,116.57$5.5KFCPT
7$20,183$528.08$28,241$2,689.36$8.1KFCPT
8$22,138$542.27$33,660$3,442.07$11.5KFCPT
9$24,244$555.88$40,456$4,439.95$16.2KFCPT
10$26,510$568.93$49,063$5,775.28$22.6KFCPT

SPSAF vs FCPT: Complete Analysis 2026

SPSAFStock

Sopra Steria Group SA provides consulting, digital, and software development services in France and internationally. The company operates through five segments: France, United Kingdom, Other Europe, Sopra Banking Software, and Other Solutions. It offers consulting services, including business and technology consulting services for large companies and public bodies; systems integration services that covers information system lifecycle and transformation programs; and cybersecurity services. The company also provides software for banks and financial institutions, human resources, and property management; business process services; and IT infrastructure management services, as well as lending solutions. It serves customers in the retail, energy and utilities, financial services, government and public sector, transport, aerospace, defense and security, insurance, telecommunication, media and entertainment, and other industries. Sopra Steria Group SA was incorporated in 1968 and is headquartered in Paris, France.

Full SPSAF Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.