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SPSTF vs ADC: Dividend Comparison 2026

SPSTF yields 3.71% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $158.6K in total portfolio value
10 years
SPSTF
SPSTF
● Live price
3.71%
Share price
$0.27
Annual div
$0.01
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.3K
Annual income
$0.37
Full SPSTF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — SPSTF vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPSTFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SPSTF + ADC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SPSTF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPSTF
Annual income on $10K today (after 15% tax)
$315.41/yr
After 10yr DRIP, annual income (after tax)
$0.31/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,677.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPSTF + ADC for your $10,000?

SPSTF: 50%ADC: 50%
100% ADC50/50100% SPSTF
Portfolio after 10yr
$99.6K
Annual income
$40,398.84/yr
Blended yield
40.55%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

SPSTF
No analyst data
Altman Z
3.0
Piotroski
6/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPSTF buys
0
ADC buys
0
No recent congressional trades found for SPSTF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPSTFADC
Forward yield3.71%4.13% ✓
Annual dividend / share$0.01$3.10 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%40.4% ✓
Portfolio after 10y$20.3K$178.9K ✓
Annual income after 10y$0.37$80,797.29 ✓
Total dividends collected$375.00 ✓$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: SPSTF vs ADC ($10,000, DRIP)

YearSPSTF PortfolioSPSTF Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,886$185.54$10,990$580.36$104.00 → ADC
2$11,742$94.38$12,301$860.26$559.00 → ADC
3$12,611$47.57$14,104$1,298.62$1.5K → ADC
4$13,518$23.88$16,691$2,008.16$3.2K → ADC
5$14,476$11.96$20,580$3,205.09$6.1K → ADC
6$15,496$5.98$26,754$5,330.02$11.3K → ADC
7$16,583$2.99$37,196$9,345.14$20.6K → ADC
8$17,746$1.50$56,244$17,523.09$38.5K → ADC
9$18,989$0.75$94,286$35,736.21$75.3K → ADC
10$20,318$0.37$178,949$80,797.29$158.6K → ADC

SPSTF vs ADC: Complete Analysis 2026

SPSTF — Stock

Singapore Post Limited, together with its subsidiaries, engages in post and parcel, eCommerce logistics, and property businesses in Singapore, Japan, Europe, New Zealand, Hong Kong, Australia, and internationally. It operates through Post and Parcel, Logistics, and Property segments. The Post and Parcel segment offers services for collecting, sorting, transporting, and distributing domestic and international mail, as well as sells philatelic products. This segment also provides agency services, financial services, and parcel deliveries. The Logistics segment offers freight forwarding and eCommerce logistics solutions, which includes front-end related eCommerce solutions, warehousing, fulfilment, delivery, and other value-added services. The Property segment provides commercial property rental, and self-storage services. The company is also involved in the online sale of products; and provision of management and consultancy services to related entities, as well as integrated supply chain and distribution services, and logistics consulting services. In addition, it provides customs brokerage and freight forwarding services; and freight collections transshipments services. Additionally, the company provides online shopping platforms and services. The company was founded in 1819 and is headquartered in Singapore.

Full SPSTF Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.