HomeCompareSPTB vs SCHD

SPTB vs SCHD: Dividend Comparison 2026

SPTB yields 4.21% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.7K in total portfolio value
10 years
SPTB
SPTB
● Live price
4.21%
Share price
$30.31
Annual div
$1.28
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.3K
Annual income
$552.19
Full SPTB calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SPTB vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPTBSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPTB + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPTB pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPTB
Annual income on $10K today (after 15% tax)
$358.19/yr
After 10yr DRIP, annual income (after tax)
$469.36/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SPTB beats the other by $107.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPTB + SCHD for your $10,000?

SPTB: 50%SCHD: 50%
100% SCHD50/50100% SPTB
Portfolio after 10yr
$27.7K
Annual income
$489.07/yr
Blended yield
1.77%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPTB buys
0
SCHD buys
0
No recent congressional trades found for SPTB or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPTBSCHD
Forward yield4.21%3.46%
Annual dividend / share$1.28$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.3K$29.0K
Annual income after 10y$552.19$425.95
Total dividends collected$4.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPTB vs SCHD ($10,000, DRIP)

YearSPTB PortfolioSPTB Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,121$421.40$11,226$346.36$105.00SCHD
2$12,338$437.99$12,572$357.38$234.00SCHD
3$13,656$454.11$14,046$367.84$390.00SCHD
4$15,081$469.73$15,660$377.73$579.00SCHD
5$16,622$484.83$17,425$387.07$803.00SCHD
6$18,285$499.40$19,354$395.86$1.1KSCHD
7$20,078$513.42$21,461$404.13$1.4KSCHD
8$22,010$526.90$23,762$411.89$1.8KSCHD
9$24,091$539.82$26,272$419.15$2.2KSCHD
10$26,330$552.19$29,010$425.95$2.7KSCHD

SPTB vs SCHD: Complete Analysis 2026

SPTBStock

The State Street SPDR Portfolio Treasury ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the Bloomberg U.S. Treasury Index (the "Index")A low-cost ETF seeking to provide exposure to US Treasurys with a remaining maturity of 1 year or greaterPart of the low-cost core State Street SPDR Portfolio ETFs suite, a family of asset allocation building blocks designed to provide broad, diversified exposure to core asset classesFor investors looking to disaggregate the Bloomberg U.S. Aggregate Bond Index (the "Agg") into its sectors, SPTB may be an effective instrument to gain exposure to core US Treasurys represented in the Agg

Full SPTB Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.