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SPTI vs FCPT: Dividend Comparison 2026

SPTI yields 3.81% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $23.5K in total portfolio value
10 years
SPTI
SPTI
● Live price
3.81%
Share price
$28.66
Annual div
$1.09
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$486.03
Full SPTI calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — SPTI vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPTIFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPTI + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPTI pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPTI
Annual income on $10K today (after 15% tax)
$323.51/yr
After 10yr DRIP, annual income (after tax)
$413.13/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,495.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPTI + FCPT for your $10,000?

SPTI: 50%FCPT: 50%
100% FCPT50/50100% SPTI
Portfolio after 10yr
$37.3K
Annual income
$3,130.65/yr
Blended yield
8.39%
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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SPTI
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPTI buys
0
FCPT buys
0
No recent congressional trades found for SPTI or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPTIFCPT
Forward yield3.81%6.05%
Annual dividend / share$1.09$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$25.6K$49.1K
Annual income after 10y$486.03$5,775.28
Total dividends collected$4.4K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: SPTI vs FCPT ($10,000, DRIP)

YearSPTI PortfolioSPTI Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,081$380.60$11,401$700.92$320.00FCPT
2$12,250$394.14$13,064$864.84$814.00FCPT
3$13,515$407.24$15,051$1,072.48$1.5KFCPT
4$14,881$419.89$17,442$1,337.22$2.6KFCPT
5$16,355$432.08$20,340$1,677.08$4.0KFCPT
6$17,944$443.81$23,880$2,116.57$5.9KFCPT
7$19,655$455.07$28,241$2,689.36$8.6KFCPT
8$21,496$465.85$33,660$3,442.07$12.2KFCPT
9$23,477$476.17$40,456$4,439.95$17.0KFCPT
10$25,607$486.03$49,063$5,775.28$23.5KFCPT

SPTI vs FCPT: Complete Analysis 2026

SPTIStock

The State Street SPDR Portfolio Intermediate Term Treasury ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return of the Bloomberg 3-10 Year U.S. Treasury IndexOne of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classesA low cost ETF that seeks to provide a exposure to U.S. Treasuries that have a remaining maturity between 3 and 10 yearMay be less sensitive to interest rate fluctuations than vehicles with longer duration

Full SPTI Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.