Is SPTL or DVY a better dividend investment in 2026?

SPTL currently yields 4.14% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: SPTL offers higher current income.

What is the dividend yield difference between SPTL and DVY?

SPTL has a forward dividend yield of 4.14% ($1.09/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 0.68 percentage points.

Home › Compare › SPTL vs DVY

SPTL vs DVY: Dividend Comparison 2026

SPTL yields 4.14% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPTL wins by $1.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPTL

● Live price

4.14%

Share price

$26.36

Annual div

$1.09

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.2K

Annual income

$540.26

Full SPTL calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — SPTL vs DVY

📍 SPTL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPTL	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPTL + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

SPTL pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPTL

Annual income on $10K today (after 15% tax)

$352.05/yr

After 10yr DRIP, annual income (after tax)

$459.22/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, SPTL beats the other by $91.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPTL + DVY for your $10,000?

SPTL: 50%DVY: 50%

100% DVY50/50100% SPTL

Portfolio after 10yr

$25.6K

Annual income

$486.58/yr

Blended yield

1.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPTL buys

DVY buys

No recent congressional trades found for SPTL or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPTLDVY

Forward yield	4.14% ✓	3.46%
Annual dividend / share	$1.09	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.2K ✓	$25.0K
Annual income after 10y	$540.26 ✓	$432.91
Total dividends collected	$4.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SPTL vs DVY ($10,000, DRIP)

Year	SPTL Portfolio	SPTL Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,114	$414.18	$11,046	$346.43	+$68.00 → SPTL
2	$12,322	$430.21	$12,177	$357.65	+$145.00 → SPTL
3	$13,631	$445.77	$13,398	$368.47	+$233.00 → SPTL
4	$15,046	$460.84	$14,715	$378.89	+$331.00 → SPTL
5	$16,574	$475.40	$16,134	$388.90	+$440.00 → SPTL
6	$18,224	$489.44	$17,662	$398.51	+$562.00 → SPTL
7	$20,003	$502.95	$19,306	$407.71	+$697.00 → SPTL
8	$21,919	$515.92	$21,074	$416.50	+$845.00 → SPTL
9	$23,981	$528.36	$22,974	$424.90	+$1.0K → SPTL
10	$26,200	$540.26	$25,015	$432.91	+$1.2K → SPTL

SPTL vs DVY: Complete Analysis 2026

SPTL — Stock

The State Street SPDR Portfolio Long Term Treasury ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the Bloomberg Long U.S. Treasury Index (the "Index")One of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classesA low cost ETF that seeks to offer precise, comprehensive exposure to US Treasuries with remaining maturities of 10 or more yearsMay be more sensitive to interest rate fluctuations than vehicles with shorter duration, and is market cap weighted and reconstituted on the last business day of the month

Full SPTL Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.