HomeCompareSPTM vs RYLD

SPTM vs RYLD: Dividend Comparison 2026

SPTM yields 1.20% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $23.1K in total portfolio value
10 years
SPTM
SPTM
● Live price
1.20%
Share price
$79.06
Annual div
$0.95
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$129.71
Full SPTM calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — SPTM vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPTMRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPTM + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPTM pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPTM
Annual income on $10K today (after 15% tax)
$102.00/yr
After 10yr DRIP, annual income (after tax)
$110.25/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $2,088.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPTM + RYLD for your $10,000?

SPTM: 50%RYLD: 50%
100% RYLD50/50100% SPTM
Portfolio after 10yr
$33.0K
Annual income
$1,358.53/yr
Blended yield
4.12%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPTM buys
0
RYLD buys
0
No recent congressional trades found for SPTM or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPTMRYLD
Forward yield1.20%12.14%
Annual dividend / share$0.95$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.4K$44.5K
Annual income after 10y$129.71$2,587.35
Total dividends collected$1.3K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPTM vs RYLD ($10,000, DRIP)

YearSPTM PortfolioSPTM Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,820$120.00$11,914$1,213.65$1.1KRYLD
2$11,699$121.35$14,099$1,351.30$2.4KRYLD
3$12,640$122.62$16,580$1,494.55$3.9KRYLD
4$13,649$123.82$19,384$1,642.61$5.7KRYLD
5$14,729$124.95$22,535$1,794.70$7.8KRYLD
6$15,886$126.02$26,063$1,950.00$10.2KRYLD
7$17,125$127.03$29,995$2,107.69$12.9KRYLD
8$18,452$127.98$34,361$2,266.99$15.9KRYLD
9$19,873$128.87$39,194$2,427.12$19.3KRYLD
10$21,394$129.71$44,525$2,587.35$23.1KRYLD

SPTM vs RYLD: Complete Analysis 2026

SPTMStock

The State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Composite 1500 Index (the "Index")A low-cost ETF that seeks to offer precise, comprehensive exposure to the US equity market encompassing stocks across all market capitalizationsThe Index represents approximately 90% of the investable US equity marketOne of the low-cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes

Full SPTM Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.