HomeCompareSPTU vs QYLD

SPTU vs QYLD: Dividend Comparison 2026

SPTU yields 1.47% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $3.6K in total portfolio value· pulled ahead in Year 9
10 years
SPTU
SPTU
● Live price
1.47%
Share price
$25.02
Annual div
$0.37
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.8K
Annual income
$161.95
Full SPTU calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — SPTU vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPTUQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPTU + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPTU pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPTU
Annual income on $10K today (after 15% tax)
$125.13/yr
After 10yr DRIP, annual income (after tax)
$137.66/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,672.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPTU + QYLD for your $10,000?

SPTU: 50%QYLD: 50%
100% QYLD50/50100% SPTU
Portfolio after 10yr
$23.6K
Annual income
$2,910.64/yr
Blended yield
12.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPTU buys
0
QYLD buys
0
No recent congressional trades found for SPTU or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPTUQYLD
Forward yield1.47%11.92%
Annual dividend / share$0.37$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.8K$25.4K
Annual income after 10y$161.95$5,659.31
Total dividends collected$1.6K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SPTU vs QYLD ($10,000, DRIP)

YearSPTU PortfolioSPTU Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,847$147.22$10,352$1,192.36+$495.00SPTU
2$11,756$149.24$10,830$1,347.57+$926.00SPTU
3$12,730$151.16$11,460$1,539.07+$1.3KSPTU
4$13,774$152.98$12,275$1,777.84+$1.5KSPTU
5$14,893$154.69$13,323$2,078.95+$1.6KSPTU
6$16,092$156.32$14,667$2,463.34+$1.4KSPTU
7$17,376$157.85$16,396$2,960.57+$980.00SPTU
8$18,751$159.30$18,631$3,612.97+$120.00SPTU
9← crossover$20,225$160.66$21,548$4,482.15$1.3KQYLD
10$21,802$161.95$25,398$5,659.31$3.6KQYLD

SPTU vs QYLD: Complete Analysis 2026

SPTUStock

The State Street SPDR Portfolio Ultra Short T-Bill ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the ICE BofA US Treasury Bill IndexA low-cost ETF seeking to provide exposure to US Treasury Bills publicly issued in the US domestic market that have a remaining maturity greater than or equal to 1 month and less than 12 monthsPart of the low-cost core State Street SPDR Portfolio ETF suite, a family of asset allocation building blocks designed to provide broad, diversified exposure to core asset classes

Full SPTU Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.