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SPTY vs HTGC: Dividend Comparison 2026

SPTY yields 4.00% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $25.6K in total portfolio value
10 years
SPTY
SPTY
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPTY calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — SPTY vs HTGC

Annual dividend income

MetricSPTYHTGC
Forward yield4.00%10.22%
Annual dividend / share$2.00$1.88
Payout ratio50%90%
1-year div growth5%5.6%
5-year div CAGR5%4.2%
Portfolio after 10y$28.0K$53.7K
Annual income after 10y$899.19$3,064.35
Total dividends collected$6.4K$19.5K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: SPTY vs HTGC ($10,000, DRIP)

YearSPTY PortfolioSPTY Income/yrHTGC PortfolioHTGC Income/yrGap
1$11,120$420.00$12,045$1,064.65$925.00HTGC
2$12,357$458.31$14,442$1,216.94$2.1KHTGC
3$13,721$499.76$17,242$1,384.73$3.5KHTGC
4$15,227$544.58$20,501$1,568.89$5.3KHTGC
5$16,885$593.02$24,280$1,770.26$7.4KHTGC
6$18,713$645.34$28,649$1,989.67$9.9KHTGC
7$20,724$701.81$33,685$2,227.97$13.0KHTGC
8$22,938$762.73$39,472$2,485.98$16.5KHTGC
9$25,372$828.41$46,104$2,764.50$20.7KHTGC
10$28,047$899.19$53,687$3,064.35$25.6KHTGC

SPTY vs HTGC: Complete Analysis 2026

SPTYStock

SPTY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPTY shares.

Full SPTY Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is SPTY or HTGC better for dividend income in 2026?
SPTY currently offers a 4.00% yield (2.00/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, SPTY has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SPTY vs HTGC earn per year?
With $10,000 invested today: SPTY pays approximately $400/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $899/year (SPTY) and $3,064/year (HTGC).
Does SPTY or HTGC pay monthly dividends?
SPTY pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.