Is SPUC or XYLD a better dividend investment in 2026?

SPUC currently yields 8.53% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SPUC and XYLD?

SPUC has a forward dividend yield of 8.53% ($3.76/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.45 percentage points.

Home › Compare › SPUC vs XYLD

SPUC vs XYLD: Dividend Comparison 2026

SPUC yields 8.53% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPUC wins by $9.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPUC

● Live price

8.53%

Share price

$44.14

Annual div

$3.76

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.2K

Annual income

$1,461.65

Full SPUC calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SPUC vs XYLD

📍 SPUC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPUC	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPUC + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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SPUC pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPUC

Annual income on $10K today (after 15% tax)

$724.93/yr

After 10yr DRIP, annual income (after tax)

$1,242.40/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,493.76/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPUC + XYLD for your $10,000?

SPUC: 50%XYLD: 50%

100% XYLD50/50100% SPUC

Portfolio after 10yr

$30.2K

Annual income

$2,340.33/yr

Blended yield

7.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPUC buys

XYLD buys

No recent congressional trades found for SPUC or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPUCXYLD

Forward yield	8.53%	10.98% ✓
Annual dividend / share	$3.76	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35.2K ✓	$25.3K
Annual income after 10y	$1,461.65	$3,219.02 ✓
Total dividends collected	$11.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SPUC vs XYLD ($10,000, DRIP)

Year	SPUC Portfolio	SPUC Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,553	$852.86	$10,818	$1,098.39	+$735.00 → SPUC
2	$13,282	$920.84	$11,738	$1,222.51	+$1.5K → SPUC
3	$15,202	$989.44	$12,774	$1,364.64	+$2.4K → SPUC
4	$17,324	$1,058.32	$13,944	$1,527.86	+$3.4K → SPUC
5	$19,664	$1,127.18	$15,270	$1,715.87	+$4.4K → SPUC
6	$22,236	$1,195.72	$16,775	$1,933.09	+$5.5K → SPUC
7	$25,056	$1,263.68	$18,490	$2,184.87	+$6.6K → SPUC
8	$28,141	$1,330.79	$20,450	$2,477.63	+$7.7K → SPUC
9	$31,508	$1,396.85	$22,697	$2,819.19	+$8.8K → SPUC
10	$35,175	$1,461.65	$25,280	$3,219.02	+$9.9K → SPUC

SPUC vs XYLD: Complete Analysis 2026

SPUC — Stock

The Simplify US Equity PLUS Upside Convexity ETF (SPUC) seeks to provide capital appreciation by offering US large cap exposure while aiming to boost performance during positive market moves via an options overlay.The fund's core holding gives investors a low-cost, index-based exposure to US large caps. A modest call option overlay budget is then deployed that helps create upside convexity in the fund.

Full SPUC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.