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SPUS vs SCHD: Dividend Comparison 2026

SPUS yields 0.66% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.4K in total portfolio value
10 years
SPUS
SPUS
● Live price
0.66%
Share price
$46.65
Annual div
$0.31
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$68.38
Full SPUS calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SPUS vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPUSSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPUS + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SPUS pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPUS
Annual income on $10K today (after 15% tax)
$55.70/yr
After 10yr DRIP, annual income (after tax)
$58.12/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $303.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPUS + SCHD for your $10,000?

SPUS: 50%SCHD: 50%
100% SCHD50/50100% SPUS
Portfolio after 10yr
$24.8K
Annual income
$247.16/yr
Blended yield
1.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPUS buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPUSSCHD
Forward yield0.66%3.46% ✓
Annual dividend / share$0.31$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.6K$29.0K ✓
Annual income after 10y$68.38$425.95 ✓
Total dividends collected$671.00 ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPUS vs SCHD ($10,000, DRIP)

YearSPUS PortfolioSPUS Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,766$65.53$11,226$346.36$460.00 → SCHD
2$11,585$65.93$12,572$357.38$987.00 → SCHD
3$12,462$66.31$14,046$367.84$1.6K → SCHD
4$13,401$66.67$15,660$377.73$2.3K → SCHD
5$14,406$67.00$17,425$387.07$3.0K → SCHD
6$15,482$67.31$19,354$395.86$3.9K → SCHD
7$16,634$67.61$21,461$404.13$4.8K → SCHD
8$17,866$67.88$23,762$411.89$5.9K → SCHD
9$19,185$68.14$26,272$419.15$7.1K → SCHD
10$20,596$68.38$29,010$425.95$8.4K → SCHD

SPUS vs SCHD: Complete Analysis 2026

SPUS — Stock

SPUS is an ETF offering value-conscious, Sharia-compliant exposure to 200 low-leverage stocks from the S&P 500 Index.

Full SPUS Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.