Is SPUU or SCHD a better dividend investment in 2026?

SPUU currently yields 1.84% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between SPUU and SCHD?

SPUU has a forward dividend yield of 1.84% ($2.95/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 1.60 percentage points.

Home › Compare › SPUU vs SCHD

SPUU vs SCHD: Dividend Comparison 2026

SPUU yields 1.84% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $6.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SPUU

● Live price

1.84%

Share price

$160.02

Annual div

$2.95

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.4K

Annual income

$207.65

Full SPUU calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.66

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.94

Full SCHD calculator →

Portfolio growth — SPUU vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SPUU	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SPUU + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

SPUU pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPUU

Annual income on $10K today (after 15% tax)

$156.66/yr

After 10yr DRIP, annual income (after tax)

$176.50/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.68/yr

After 10yr DRIP, annual income (after tax)

$359.50/yr

At 15% tax rate, SCHD beats the other by $183.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SPUU + SCHD for your $10,000?

SPUU: 50%SCHD: 50%

100% SCHD50/50100% SPUU

Portfolio after 10yr

$25.7K

Annual income

$315.29/yr

Blended yield

1.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPUU buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSPUUSCHD

Forward yield	1.84%	3.44% ✓
Annual dividend / share	$2.95 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.4K	$29.0K ✓
Annual income after 10y	$207.65	$422.94 ✓
Total dividends collected	$2.0K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SPUU vs SCHD ($10,000, DRIP)

Year	SPUU Portfolio	SPUU Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,884	$184.30	$11,224	$344.32	$340.00 → SCHD
2	$11,834	$187.48	$12,567	$355.22	$733.00 → SCHD
3	$12,853	$190.50	$14,039	$365.55	$1.2K → SCHD
4	$13,946	$193.36	$15,650	$375.33	$1.7K → SCHD
5	$15,118	$196.08	$17,411	$384.55	$2.3K → SCHD
6	$16,375	$198.66	$19,337	$393.24	$3.0K → SCHD
7	$17,722	$201.10	$21,440	$401.40	$3.7K → SCHD
8	$19,166	$203.41	$23,735	$409.06	$4.6K → SCHD
9	$20,713	$205.59	$26,240	$416.23	$5.5K → SCHD
10	$22,371	$207.65	$28,972	$422.94	$6.6K → SCHD

SPUU vs SCHD: Complete Analysis 2026

SPUU — Stock

The Direxion Daily S&P 500 Bull 2X Shares seeks daily investment results, before fees and expenses, of 200% of the performance of the S&P 500 Index. There is no guarantee the fund will achieve its stated investment objective.

Full SPUU Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.