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SPYD vs AXP: Dividend Comparison 2026

SPYD yields 4.41% · AXP yields 1.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AXP wins by $434.7K in total portfolio value· pulled ahead in Year 4
10 years
SPYD
SPYD
● Live price
4.41%
Share price
$45.11
Annual div
$1.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$584.62
Full SPYD calculator →
AXP
AXP
● Live price
1.10%
Share price
$297.58
Annual div
$3.28
5Y div CAGR
78.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$461.4K
Annual income
$298,922.75
Full AXP calculator →

Portfolio growth — SPYD vs AXP

📍 AXP pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPYDAXP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPYD + AXP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPYD pays
AXP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPYD
Annual income on $10K today (after 15% tax)
$374.62/yr
After 10yr DRIP, annual income (after tax)
$496.93/yr
AXP
Annual income on $10K today (after 15% tax)
$93.69/yr
After 10yr DRIP, annual income (after tax)
$254,084.34/yr
At 15% tax rate, AXP beats the other by $253,587.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPYD + AXP for your $10,000?

SPYD: 50%AXP: 50%
100% AXP50/50100% SPYD
Portfolio after 10yr
$244.0K
Annual income
$149,753.68/yr
Blended yield
61.37%
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Analyst Conviction Gap

Where Wall Street is most bullish on AXP right now

SPYD
No analyst data
AXP
Analyst Ratings
21
Buy
32
Hold
4
Sell
Consensus: Hold
Price Target
$374.58
+25.9% upside vs current
Range: $295.00 — $425.00
Altman Z
0.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPYD buys
0
AXP buys
0
No recent congressional trades found for SPYD or AXP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPYDAXP
Forward yield4.41%1.10%
Annual dividend / share$1.99$3.28
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%78.5%
Portfolio after 10y$26.7K$461.4K
Annual income after 10y$584.62$298,922.75
Total dividends collected$5.2K$425.9K
Payment frequencyquarterlyquarterly
SectorETFFinancials

Year-by-year: SPYD vs AXP ($10,000, DRIP)

YearSPYD PortfolioSPYD Income/yrAXP PortfolioAXP Income/yrGap
1$11,141$440.73$10,897$196.75+$244.00SPYD
2$12,379$458.88$12,017$357.65+$362.00SPYD
3$13,723$476.54$13,516$657.99+$207.00SPYD
4← crossover$15,177$493.69$15,697$1,234.61$520.00AXP
5$16,750$510.29$19,188$2,391.92$2.4KAXP
6$18,448$526.32$25,409$4,877.60$7.0KAXP
7$20,281$541.78$37,962$10,774.96$17.7KAXP
8$22,258$556.65$67,475$26,855.93$45.2KAXP
9$24,387$570.93$151,831$79,632.36$127.4KAXP
10$26,678$584.62$461,382$298,922.75$434.7KAXP

SPYD vs AXP: Complete Analysis 2026

SPYDETF

The State Street SPDR Portfolio S&P 500 High Dividend ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P 500 High Dividend Index (the "Index")A low cost ETF that seeks to provide a high level of dividend income and the opportunity for capital appreciationThe Index is designed to measure the performance of the top 80 high dividend-yielding companies within the S&P 500 IndexOne of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes

Full SPYD Calculator →

AXPFinancials

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Full AXP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.