HomeCompareSPYD vs BEN

SPYD vs BEN: Dividend Comparison 2026

SPYD yields 4.41% · BEN yields 5.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BEN wins by $38.5K in total portfolio value
10 years
SPYD
SPYD
● Live price
4.41%
Share price
$45.11
Annual div
$1.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$584.62
Full SPYD calculator →
BEN
BEN
● Live price
5.63%
Share price
$22.91
Annual div
$1.29
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$65.2K
Annual income
$11,735.62
Full BEN calculator →

Portfolio growth — SPYD vs BEN

📍 BEN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPYDBEN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPYD + BEN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPYD pays
BEN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPYD
Annual income on $10K today (after 15% tax)
$374.62/yr
After 10yr DRIP, annual income (after tax)
$496.93/yr
BEN
Annual income on $10K today (after 15% tax)
$478.61/yr
After 10yr DRIP, annual income (after tax)
$9,975.28/yr
At 15% tax rate, BEN beats the other by $9,478.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPYD + BEN for your $10,000?

SPYD: 50%BEN: 50%
100% BEN50/50100% SPYD
Portfolio after 10yr
$45.9K
Annual income
$6,160.12/yr
Blended yield
13.41%
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Analyst Conviction Gap

Where Wall Street is most bullish on SPYD right now

SPYD
No analyst data
BEN
Analyst Ratings
6
Buy
14
Hold
7
Sell
Consensus: Hold
Price Target
$23.50
+2.6% upside vs current
Range: $22.00 — $25.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPYD buys
0
BEN buys
0
No recent congressional trades found for SPYD or BEN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPYDBEN
Forward yield4.41%5.63%
Annual dividend / share$1.99$1.29
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$26.7K$65.2K
Annual income after 10y$584.62$11,735.62
Total dividends collected$5.2K$38.7K
Payment frequencyquarterlyquarterly
SectorETFStock

Year-by-year: SPYD vs BEN ($10,000, DRIP)

YearSPYD PortfolioSPYD Income/yrBEN PortfolioBEN Income/yrGap
1← crossover$11,141$440.73$11,390$690.33$249.00BEN
2$12,379$458.88$13,089$900.94$710.00BEN
3$13,723$476.54$15,191$1,186.21$1.5KBEN
4$15,177$493.69$17,832$1,577.47$2.7KBEN
5$16,750$510.29$21,202$2,121.67$4.5KBEN
6$18,448$526.32$25,576$2,890.42$7.1KBEN
7$20,281$541.78$31,362$3,995.15$11.1KBEN
8$22,258$556.65$39,170$5,613.10$16.9KBEN
9$24,387$570.93$49,945$8,032.75$25.6KBEN
10$26,678$584.62$65,177$11,735.62$38.5KBEN

SPYD vs BEN: Complete Analysis 2026

SPYDETF

The State Street SPDR Portfolio S&P 500 High Dividend ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P 500 High Dividend Index (the "Index")A low cost ETF that seeks to provide a high level of dividend income and the opportunity for capital appreciationThe Index is designed to measure the performance of the top 80 high dividend-yielding companies within the S&P 500 IndexOne of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes

Full SPYD Calculator →

BENStock

Franklin Resources, Inc. is a publicly owned asset management holding company. Through its subsidiaries, the firm provides its services to individuals, institutions, pension plans, trusts, and partnerships. It launches equity, fixed income, balanced, and multi-asset mutual funds through its subsidiaries. The firm invests in the public equity, fixed income, and alternative markets. Franklin Resources, Inc. was founded in 1947 and is based in San Mateo, California with an additional office in Hyderabad, India.

Full BEN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.