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SPYD vs CAPL: Dividend Comparison 2026

SPYD yields 4.41% · CAPL yields 10.21%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CAPL wins by $14.1K in total portfolio value
10 years
SPYD
SPYD
● Live price
4.41%
Share price
$45.11
Annual div
$1.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$584.62
Full SPYD calculator →
CAPL
CAPL
● Live price
10.21%
Share price
$20.57
Annual div
$2.10
5Y div CAGR
1.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$2,232.50
Full CAPL calculator →

Portfolio growth — SPYD vs CAPL

📍 CAPL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPYDCAPL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPYD + CAPL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPYD pays
CAPL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPYD
Annual income on $10K today (after 15% tax)
$374.62/yr
After 10yr DRIP, annual income (after tax)
$496.93/yr
CAPL
Annual income on $10K today (after 15% tax)
$867.77/yr
After 10yr DRIP, annual income (after tax)
$1,897.63/yr
At 15% tax rate, CAPL beats the other by $1,400.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPYD + CAPL for your $10,000?

SPYD: 50%CAPL: 50%
100% CAPL50/50100% SPYD
Portfolio after 10yr
$33.7K
Annual income
$1,408.56/yr
Blended yield
4.18%
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Analyst Conviction Gap

Where Wall Street is most bullish on CAPL right now

SPYD
No analyst data
CAPL
Analyst Ratings
6
Buy
8
Hold
1
Sell
Consensus: Hold
Altman Z
6.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPYD buys
0
CAPL buys
0
No recent congressional trades found for SPYD or CAPL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPYDCAPL
Forward yield4.41%10.21%
Annual dividend / share$1.99$2.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%1.1%
Portfolio after 10y$26.7K$40.8K
Annual income after 10y$584.62$2,232.50
Total dividends collected$5.2K$16.0K
Payment frequencyquarterlyquarterly
SectorETFStock

Year-by-year: SPYD vs CAPL ($10,000, DRIP)

YearSPYD PortfolioSPYD Income/yrCAPL PortfolioCAPL Income/yrGap
1← crossover$11,141$440.73$11,732$1,032.13$591.00CAPL
2$12,379$458.88$13,698$1,144.14$1.3KCAPL
3$13,723$476.54$15,919$1,262.16$2.2KCAPL
4$15,177$493.69$18,419$1,385.93$3.2KCAPL
5$16,750$510.29$21,223$1,515.18$4.5KCAPL
6$18,448$526.32$24,358$1,649.62$5.9KCAPL
7$20,281$541.78$27,852$1,788.92$7.6KCAPL
8$22,258$556.65$31,735$1,932.73$9.5KCAPL
9$24,387$570.93$36,037$2,080.71$11.7KCAPL
10$26,678$584.62$40,792$2,232.50$14.1KCAPL

SPYD vs CAPL: Complete Analysis 2026

SPYDETF

The State Street SPDR Portfolio S&P 500 High Dividend ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P 500 High Dividend Index (the "Index")A low cost ETF that seeks to provide a high level of dividend income and the opportunity for capital appreciationThe Index is designed to measure the performance of the top 80 high dividend-yielding companies within the S&P 500 IndexOne of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes

Full SPYD Calculator →

CAPLStock

CrossAmerica Partners LP engages in the wholesale distribution of motor fuels, operation of convenience stores, and ownership and leasing of real estate used in the retail distribution of motor fuels in the United States. It operates in two segments, Wholesale and Retail. The Wholesale segment engages in the wholesale distribution of motor fuels to lessee dealers, independent dealers, commission agents, and company operated retail sites. The Retail segment is involved in the sale of convenience merchandise items; and retail sale of motor fuels at company operated retail sites and retail sites operated by commission agents. As of December 31, 2021, the company distributed motor fuel on a wholesale basis to approximately 1,750 sites located in 34 states; and owned or leased approximately 1,150 sites. CrossAmerica GP LLC operates as the general partner of the company. The company was formerly known as Lehigh Gas Partners LP and changed its name to CrossAmerica Partners LP in October 2014. The company was founded in 1992 and is based in Allentown, Pennsylvania.

Full CAPL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.