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SPYD vs SAFE: Dividend Comparison 2026

SPYD yields 4.38% · SAFE yields 5.22%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPYD wins by $5.3K in total portfolio value
10 years
SPYD
SPYD
● Live price
4.38%
Share price
$45.43
Annual div
$1.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$579.44
Full SPYD calculator →
SAFE
SAFE
● Live price
5.22%
Share price
$13.57
Annual div
$0.71
5Y div CAGR
-34.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$8.48
Full SAFE calculator →

Portfolio growth — SPYD vs SAFE

📍 SPYD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPYDSAFE
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPYD + SAFE cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPYD pays
SAFE pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPYD
Annual income on $10K today (after 15% tax)
$372.02/yr
After 10yr DRIP, annual income (after tax)
$492.52/yr
SAFE
Annual income on $10K today (after 15% tax)
$443.49/yr
After 10yr DRIP, annual income (after tax)
$7.21/yr
At 15% tax rate, SPYD beats the other by $485.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPYD + SAFE for your $10,000?

SPYD: 50%SAFE: 50%
100% SAFE50/50100% SPYD
Portfolio after 10yr
$24.0K
Annual income
$293.96/yr
Blended yield
1.23%
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Analyst Conviction Gap

Where Wall Street is most bullish on SAFE right now

SPYD
No analyst data
SAFE
Analyst Ratings
8
Buy
6
Hold
3
Sell
Consensus: Buy
Price Target
$15.50
+14.2% upside vs current
Range: $14.00 — $17.00
Altman Z
0.7
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPYD buys
0
SAFE buys
0
No recent congressional trades found for SPYD or SAFE in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPYDSAFE
Forward yield4.38%5.22%
Annual dividend / share$1.99$0.71
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-34.3%
Portfolio after 10y$26.6K$21.3K
Annual income after 10y$579.44$8.48
Total dividends collected$5.1K$1.0K
Payment frequencyquarterlyquarterly
SectorETFStock

Year-by-year: SPYD vs SAFE ($10,000, DRIP)

YearSPYD PortfolioSPYD Income/yrSAFE PortfolioSAFE Income/yrGap
1← crossover$11,138$437.67$11,043$342.79+$95.00SPYD
2$12,373$455.57$12,048$232.43+$325.00SPYD
3$13,712$472.99$13,047$155.71+$665.00SPYD
4$15,162$489.89$14,064$103.54+$1.1KSPYD
5$16,729$506.24$15,117$68.53+$1.6KSPYD
6$18,422$522.04$16,221$45.23+$2.2KSPYD
7$20,249$537.27$17,386$29.80+$2.9KSPYD
8$22,219$551.91$18,622$19.61+$3.6KSPYD
9$24,340$565.97$19,939$12.90+$4.4KSPYD
10$26,623$579.44$21,343$8.48+$5.3KSPYD

SPYD vs SAFE: Complete Analysis 2026

SPYDETF

The State Street SPDR Portfolio S&P 500 High Dividend ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P 500 High Dividend Index (the "Index")A low cost ETF that seeks to provide a high level of dividend income and the opportunity for capital appreciationThe Index is designed to measure the performance of the top 80 high dividend-yielding companies within the S&P 500 IndexOne of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes

Full SPYD Calculator →

SAFEStock

Safehold Inc. (NYSE: SAFE) is revolutionizing real estate ownership by providing a new and better way for owners to unlock the value of the land beneath their buildings. Through its modern ground lease capital solution, Safehold helps owners of high quality multifamily, office, industrial, hospitality and mixed-use properties in major markets throughout the United States generate higher returns with less risk. The Company, which is taxed as a real estate investment trust (REIT) and is managed by its largest shareholder, iStar Inc., seeks to deliver safe, growing income and long-term capital appreciation to its shareholders.

Full SAFE Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.