HomeCompareSPYG vs SCHD

SPYG vs SCHD: Dividend Comparison 2026

SPYG yields 0.58% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.5K in total portfolio value
10 years
SPYG
SPYG
● Live price
0.58%
Share price
$97.91
Annual div
$0.56
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$59.82
Full SPYG calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SPYG vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPYGSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPYG + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPYG pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPYG
Annual income on $10K today (after 15% tax)
$48.97/yr
After 10yr DRIP, annual income (after tax)
$50.85/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $311.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPYG + SCHD for your $10,000?

SPYG: 50%SCHD: 50%
100% SCHD50/50100% SPYG
Portfolio after 10yr
$24.7K
Annual income
$242.88/yr
Blended yield
0.98%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPYG buys
6
SCHD buys
0
PoliticianChamberTickerTypeAmountDate
Charles J. "Chuck" Fleischmann🏢 House$SPYG▲ Buy$1,001 - $15,0002025-10-21
Charles J. "Chuck" Fleischmann🏢 House$SPYG▲ Buy$1,001 - $15,0002025-07-17
Charles J. "Chuck" Fleischmann🏢 House$SPYG▲ Buy$1,001 - $15,0002025-01-28
Charles J. "Chuck" Fleischmann🏢 House$SPYG▲ Buy$1,001 - $15,0002024-01-26
Charles J. "Chuck" Fleischmann🏢 House$SPYG▼ Sell$1,001 - $15,0002022-10-19
Charles J. "Chuck" Fleischmann🏢 House$SPYG▲ Buy$1,001 - $15,0002022-04-25
Charles J. "Chuck" Fleischmann🏢 House$SPYG▼ Sell$1,001 - $15,0002022-01-24
Charles J. "Chuck" Fleischmann🏢 House$SPYG▼ Sell$1,001 - $15,0002021-04-22
Mikie Sherrill🏢 House$SPYG▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPYGSCHD
Forward yield0.58%3.46%
Annual dividend / share$0.56$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.5K$29.0K
Annual income after 10y$59.82$425.95
Total dividends collected$588.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPYG vs SCHD ($10,000, DRIP)

YearSPYG PortfolioSPYG Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,758$57.62$11,226$346.36$468.00SCHD
2$11,569$57.93$12,572$357.38$1.0KSCHD
3$12,437$58.22$14,046$367.84$1.6KSCHD
4$13,366$58.49$15,660$377.73$2.3KSCHD
5$14,360$58.75$17,425$387.07$3.1KSCHD
6$15,424$58.99$19,354$395.86$3.9KSCHD
7$16,563$59.22$21,461$404.13$4.9KSCHD
8$17,782$59.43$23,762$411.89$6.0KSCHD
9$19,086$59.63$26,272$419.15$7.2KSCHD
10$20,482$59.82$29,010$425.95$8.5KSCHD

SPYG vs SCHD: Complete Analysis 2026

SPYGStock

The State Street SPDR Portfolio S&P 500 Growth ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P 500 Growth Index (the "Index")A low cost ETF that seeks to offer exposure to S&P 500 companies that display the strongest growth characteristicsThe Index contains stocks that exhibit the strongest growth characteristics based on: sales growth, earnings change to price ratio, and momentumOne of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes

Full SPYG Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.