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SPYH vs XYLD: Dividend Comparison 2026

SPYH yields 7.83% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPYH wins by $8.3K in total portfolio value
10 years
SPYH
SPYH
● Live price
7.83%
Share price
$52.61
Annual div
$4.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.6K
Annual income
$1,285.92
Full SPYH calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SPYH vs XYLD

📍 SPYH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPYHXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SPYH + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SPYH pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPYH
Annual income on $10K today (after 15% tax)
$665.68/yr
After 10yr DRIP, annual income (after tax)
$1,093.03/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,643.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPYH + XYLD for your $10,000?

SPYH: 50%XYLD: 50%
100% XYLD50/50100% SPYH
Portfolio after 10yr
$29.4K
Annual income
$2,252.47/yr
Blended yield
7.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPYH buys
0
XYLD buys
0
No recent congressional trades found for SPYH or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPYHXYLD
Forward yield7.83%10.98% ✓
Annual dividend / share$4.12$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.6K ✓$25.3K
Annual income after 10y$1,285.92$3,219.02 ✓
Total dividends collected$10.4K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SPYH vs XYLD ($10,000, DRIP)

YearSPYH PortfolioSPYH Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,483$783.15$10,818$1,098.39+$665.00 → SPYH
2$13,127$840.47$11,738$1,222.51+$1.4K → SPYH
3$14,944$897.96$12,774$1,364.64+$2.2K → SPYH
4$16,946$955.37$13,944$1,527.86+$3.0K → SPYH
5$19,144$1,012.45$15,270$1,715.87+$3.9K → SPYH
6$21,554$1,068.98$16,775$1,933.09+$4.8K → SPYH
7$24,187$1,124.76$18,490$2,184.87+$5.7K → SPYH
8$27,060$1,179.62$20,450$2,477.63+$6.6K → SPYH
9$30,187$1,233.38$22,697$2,819.19+$7.5K → SPYH
10$33,586$1,285.92$25,280$3,219.02+$8.3K → SPYH

SPYH vs XYLD: Complete Analysis 2026

SPYH — Stock

The NEOS S&P 500 Hedged Equity Income ETF (the “Fund”) seeks high monthly income in a tax efficient manner with a measure of downside protection.

Full SPYH Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.