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SPYI vs HDV: Dividend Comparison 2026

SPYI yields 12.50% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPYI wins by $21.3K in total portfolio value
10 years
SPYI
SPYI
● Live price
12.50%
Share price
$49.37
Annual div
$6.17
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.6K
Annual income
$2,723.59
Full SPYI calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.72
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$351.71
Full HDV calculator →

Portfolio growth — SPYI vs HDV

📍 SPYI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPYIHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPYI + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SPYI pays
HDV pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPYI
Annual income on $10K today (after 15% tax)
$1,062.57/yr
After 10yr DRIP, annual income (after tax)
$2,315.05/yr
HDV
Annual income on $10K today (after 15% tax)
$247.92/yr
After 10yr DRIP, annual income (after tax)
$298.95/yr
At 15% tax rate, SPYI beats the other by $2,016.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPYI + HDV for your $10,000?

SPYI: 50%HDV: 50%
100% HDV50/50100% SPYI
Portfolio after 10yr
$34.9K
Annual income
$1,537.66/yr
Blended yield
4.40%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPYI buys
0
HDV buys
0
No recent congressional trades found for SPYI or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPYIHDV
Forward yield12.50% ✓2.92%
Annual dividend / share$6.17 ✓$3.96
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$45.6K ✓$24.3K
Annual income after 10y$2,723.59 ✓$351.71
Total dividends collected$19.7K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SPYI vs HDV ($10,000, DRIP)

YearSPYI PortfolioSPYI Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$11,950$1,250.08$11,002$291.67+$948.00 → SPYI
2$14,183$1,396.12$12,082$299.61+$2.1K → SPYI
3$16,724$1,548.56$13,247$307.23+$3.5K → SPYI
4$19,601$1,706.58$14,503$314.52+$5.1K → SPYI
5$22,843$1,869.33$15,854$321.50+$7.0K → SPYI
6$26,478$2,035.95$17,308$328.15+$9.2K → SPYI
7$30,537$2,205.54$18,871$334.49+$11.7K → SPYI
8$35,051$2,377.23$20,551$340.53+$14.5K → SPYI
9$40,055$2,550.19$22,357$346.27+$17.7K → SPYI
10$45,583$2,723.59$24,296$351.71+$21.3K → SPYI

SPYI vs HDV: Complete Analysis 2026

SPYI — Stock

The NEOS S&P 500 High Income ETF seeks high monthly income in a tax efficient manner, with the potential for upside appreciation in rising markets.

Full SPYI Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.