Is SRCU or HDV a better dividend investment in 2026?

SRCU currently yields 8.71% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: SRCU offers higher current income.

What is the dividend yield difference between SRCU and HDV?

SRCU has a forward dividend yield of 8.71% ($3.75/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 5.79 percentage points.

Home › Compare › SRCU vs HDV

SRCU vs HDV: Dividend Comparison 2026

SRCU yields 8.71% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SRCU wins by $32.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SRCU

● Live price

8.71%

Share price

$43.05

Annual div

$3.75

5Y div CAGR

11.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$56.4K

Annual income

$6,661.18

Full SRCU calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — SRCU vs HDV

📍 SRCU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SRCU	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SRCU + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SRCU pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SRCU

Annual income on $10K today (after 15% tax)

$740.42/yr

After 10yr DRIP, annual income (after tax)

$5,662.00/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, SRCU beats the other by $5,362.18/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SRCU + HDV for your $10,000?

SRCU: 50%HDV: 50%

100% HDV50/50100% SRCU

Portfolio after 10yr

$40.4K

Annual income

$3,506.95/yr

Blended yield

8.69%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SRCU right now

SRCU

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

0.0

Piotroski

5/9

HDV

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SRCU buys

HDV buys

No recent congressional trades found for SRCU or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSRCUHDV

Forward yield	8.71% ✓	2.92%
Annual dividend / share	$3.75	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	11.7% ✓	0%
Portfolio after 10y	$56.4K ✓	$24.3K
Annual income after 10y	$6,661.18 ✓	$352.73
Total dividends collected	$29.8K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SRCU vs HDV ($10,000, DRIP)

Year	SRCU Portfolio	SRCU Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,673	$973.00	$11,002	$292.38	+$671.00 → SRCU
2	$13,676	$1,185.67	$12,084	$300.36	+$1.6K → SRCU
3	$16,083	$1,450.11	$13,250	$308.02	+$2.8K → SRCU
4	$18,989	$1,780.29	$14,506	$315.35	+$4.5K → SRCU
5	$22,513	$2,194.31	$15,858	$322.35	+$6.7K → SRCU
6	$26,805	$2,715.75	$17,313	$329.04	+$9.5K → SRCU
7	$32,056	$3,375.48	$18,878	$335.42	+$13.2K → SRCU
8	$38,514	$4,214.16	$20,560	$341.49	+$18.0K → SRCU
9	$46,496	$5,285.54	$22,367	$347.25	+$24.1K → SRCU
10	$56,412	$6,661.18	$24,307	$352.73	+$32.1K → SRCU

SRCU vs HDV: Complete Analysis 2026

SRCU — Stock

Spire Inc., together with its subsidiaries, engages in the purchase, retail distribution, and sale of natural gas to residential, commercial, industrial, and other end-users of natural gas in the United States. The company operates in two segments, Gas Utility and Gas Marketing. It is also involved in the marketing of natural gas. In addition, the company engages in the transportation of propane through its propane pipeline; compression of natural gas; risk management; and other activities. Further, it provides physical natural gas storage services. The company was formerly known as The Laclede Group, Inc. and changed its name to Spire Inc. in April 2016. Spire Inc. was founded in 1857 and is based in St. Louis, Missouri.

Full SRCU Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.