Is SRIFX or XYLD a better dividend investment in 2026?

SRIFX currently yields 8.55% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SRIFX and XYLD?

SRIFX has a forward dividend yield of 8.55% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.43 percentage points.

Home › Compare › SRIFX vs XYLD

SRIFX vs XYLD: Dividend Comparison 2026

SRIFX yields 8.55% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SRIFX wins by $9.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SRIFX

● Live price

8.55%

Share price

$23.41

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.2K

Annual income

$1,465.94

Full SRIFX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SRIFX vs XYLD

📍 SRIFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SRIFX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SRIFX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SRIFX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SRIFX

Annual income on $10K today (after 15% tax)

$726.33/yr

After 10yr DRIP, annual income (after tax)

$1,246.05/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,490.12/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SRIFX + XYLD for your $10,000?

SRIFX: 50%XYLD: 50%

100% XYLD50/50100% SRIFX

Portfolio after 10yr

$30.2K

Annual income

$2,342.48/yr

Blended yield

7.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SRIFX buys

XYLD buys

No recent congressional trades found for SRIFX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSRIFXXYLD

Forward yield	8.55%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35.2K ✓	$25.3K
Annual income after 10y	$1,465.94	$3,219.02 ✓
Total dividends collected	$11.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SRIFX vs XYLD ($10,000, DRIP)

Year	SRIFX Portfolio	SRIFX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,555	$854.51	$10,818	$1,098.39	+$737.00 → SRIFX
2	$13,286	$922.75	$11,738	$1,222.51	+$1.5K → SRIFX
3	$15,208	$991.62	$12,774	$1,364.64	+$2.4K → SRIFX
4	$17,333	$1,060.79	$13,944	$1,527.86	+$3.4K → SRIFX
5	$19,676	$1,129.94	$15,270	$1,715.87	+$4.4K → SRIFX
6	$22,252	$1,198.78	$16,775	$1,933.09	+$5.5K → SRIFX
7	$25,077	$1,267.04	$18,490	$2,184.87	+$6.6K → SRIFX
8	$28,167	$1,334.46	$20,450	$2,477.63	+$7.7K → SRIFX
9	$31,540	$1,400.83	$22,697	$2,819.19	+$8.8K → SRIFX
10	$35,213	$1,465.94	$25,280	$3,219.02	+$9.9K → SRIFX

SRIFX vs XYLD: Complete Analysis 2026

SRIFX — Stock

The fund is a fund-of-funds, which invests in mutual funds and ETFs ("underlying funds"). It seeks to invest substantially all and, under normal circumstances, at least 80% of its net assets, plus borrowings for investment purposes, in sustainable impact investments. Sustainable impact investing incorporates non-financial performance indicators that measure a company's management of risks associated with environmental sustainability, social concerns, and corporate governance ("ESG Factors") in an effort to generate long-term competitive investment performance and positive societal impact.

Full SRIFX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.