Is SRM or XYLD a better dividend investment in 2026?

SRM currently yields 19.42% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: SRM offers higher current income.

What is the dividend yield difference between SRM and XYLD?

SRM has a forward dividend yield of 19.42% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 8.22 percentage points.

Home › Compare › SRM vs XYLD

SRM vs XYLD: Dividend Comparison 2026

SRM yields 19.42% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SRM wins by $44.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SRM

● Live price

19.42%

Share price

$10.30

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$70.5K

Annual income

$6,329.64

Full SRM calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — SRM vs XYLD

📍 SRM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SRM	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SRM + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SRM pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SRM

Annual income on $10K today (after 15% tax)

$1,650.49/yr

After 10yr DRIP, annual income (after tax)

$5,380.19/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, SRM beats the other by $2,531.82/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SRM + XYLD for your $10,000?

SRM: 50%XYLD: 50%

100% XYLD50/50100% SRM

Portfolio after 10yr

$48.2K

Annual income

$4,840.33/yr

Blended yield

10.05%

📊

Analyst Conviction Gap

Where Wall Street is split right now

SRM

No analyst data

Price Target

$0.78

-92.4% upside vs current

Range: $0.78 — $0.78

Altman Z

98.6

Piotroski

2/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SRM buys

XYLD buys

No recent congressional trades found for SRM or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSRMXYLD

Forward yield	19.42% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$70.5K ✓	$25.9K
Annual income after 10y	$6,329.64 ✓	$3,351.03
Total dividends collected	$39.4K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SRM vs XYLD ($10,000, DRIP)

Year	SRM Portfolio	SRM Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,642	$1,941.75	$10,840	$1,120.44	+$1.8K → SRM
2	$15,821	$2,294.12	$11,786	$1,249.59	+$4.0K → SRM
3	$19,611	$2,683.20	$12,854	$1,397.78	+$6.8K → SRM
4	$24,093	$3,108.50	$14,063	$1,568.33	+$10.0K → SRM
5	$29,348	$3,568.98	$15,434	$1,765.19	+$13.9K → SRM
6	$35,466	$4,063.08	$16,995	$1,993.14	+$18.5K → SRM
7	$42,537	$4,588.79	$18,777	$2,257.95	+$23.8K → SRM
8	$50,658	$5,143.68	$20,818	$2,566.58	+$29.8K → SRM
9	$59,929	$5,724.97	$23,163	$2,927.50	+$36.8K → SRM
10	$70,454	$6,329.64	$25,865	$3,351.03	+$44.6K → SRM

SRM vs XYLD: Complete Analysis 2026

SRM — Stock

SRM Entertainment, Inc. designs, manufactures, and sells toys and souvenirs to theme parks. It sells its products through amusement parks, entertainment venues, and theme hotels in the United States, China, Japan, and internationally. The company was incorporated in 2022 and is based in Jupiter, Florida.

Full SRM Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SRM vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SRM vs SCHD SRM vs JEPI SRM vs O SRM vs KO SRM vs MAIN SRM vs QYLD SRM vs JEPQ SRM vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.