Is SRMMF or SCHD a better dividend investment in 2026?

SRMMF currently yields 8000.00% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SRMMF offers higher current income.

What is the dividend yield difference between SRMMF and SCHD?

SRMMF has a forward dividend yield of 8000.00% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 7996.54 percentage points.

Home › Compare › SRMMF vs SCHD

SRMMF vs SCHD: Dividend Comparison 2026

SRMMF yields 8000.00% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SRMMF wins by $6139401296821770.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SRMMF

● Live price

8000.00%

Share price

$0.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$6139401296821770.00M

Annual income

$5,992,060,180,362,265,000,000.00

Full SRMMF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — SRMMF vs SCHD

📍 SRMMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SRMMF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SRMMF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

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Aug

—

Sep

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Oct

—

Nov

—

Dec

—

SRMMF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SRMMF

Annual income on $10K today (after 15% tax)

$680,000.00/yr

After 10yr DRIP, annual income (after tax)

$5,093,251,153,307,925,000,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SRMMF beats the other by $5,093,251,153,307,925,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SRMMF + SCHD for your $10,000?

SRMMF: 50%SCHD: 50%

100% SCHD50/50100% SRMMF

Portfolio after 10yr

$3069700648410885.00M

Annual income

$2,996,030,090,181,132,400,000.00/yr

Blended yield

97.60%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SRMMF buys

SCHD buys

No recent congressional trades found for SRMMF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSRMMFSCHD

Forward yield	8000.00% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$6139401296821770.00M ✓	$29.0K
Annual income after 10y	$5,992,060,180,362,265,000,000.00 ✓	$425.95
Total dividends collected	$6129555735022888.00M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SRMMF vs SCHD ($10,000, DRIP)

Year	SRMMF Portfolio	SRMMF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$810,700	$800,000.00	$11,226	$346.36	+$799.5K → SRMMF
2	$61,480,533	$60,613,084.11	$12,572	$357.38	+$61.47M → SRMMF
3	$4,361,742,463	$4,295,958,292.40	$14,046	$367.84	+$4361.73M → SRMMF
4	$289,505,553,392	$284,838,488,956.41	$15,660	$377.73	+$289505.54M → SRMMF
5	$17,978,762,985,621	$17,668,992,043,491.98	$17,425	$387.07	+$17978762.97M → SRMMF
6	$1,044,726,039,031,441	$1,025,488,762,636,826.10	$19,354	$395.86	+$1044726039.01M → SRMMF
7	$56,809,462,631,941,760	$55,691,605,770,178,120.00	$21,461	$404.13	+$56809462631.92M → SRMMF
8	$2,891,032,380,267,701,000	$2,830,246,255,251,523,600.00	$23,762	$411.89	+$2891032380267.68M → SRMMF
9	$137,701,977,999,537,290,000	$134,608,573,352,650,870,000.00	$26,272	$419.15	+$137701977999537.27M → SRMMF
10	$6,139,401,296,821,770,000,000	$5,992,060,180,362,265,000,000.00	$29,010	$425.95	+$6139401296821770.00M → SRMMF

SRMMF vs SCHD: Complete Analysis 2026

SRMMF — Stock

Sarama Resources Ltd, an exploration stage company, engages in the sourcing, exploration, and development of gold deposits in West Africa. The company holds 100% interest in the Sanutura Project covering an area of approximately 1,420 square kilometers; and 18% interest in the Karankasso Project covering an area of approximately 700 square kilometers located within the southern Houndé Belt, south-west Burkina Faso. It also holds 100% interest in the Koumandara Project comprises four exploration properties covering an area of approximately 467 square kilometers located within the northern Banfora Greenstone Belt, south-west Burkina Faso. The company was incorporated in 2010 and is headquartered in Subiaco, Australia.

Full SRMMF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.