Is SRRTF or VYM a better dividend investment in 2026?

SRRTF currently yields 7.95% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: SRRTF offers higher current income.

What is the dividend yield difference between SRRTF and VYM?

SRRTF has a forward dividend yield of 7.95% ($0.86/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 5.54 percentage points.

Home › Compare › SRRTF vs VYM

SRRTF vs VYM: Dividend Comparison 2026

SRRTF yields 7.95% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SRRTF wins by $732.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

SRRTF

● Live price

7.95%

Share price

$10.87

Annual div

$0.86

5Y div CAGR

-7.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.6K

Annual income

$498.17

Full SRRTF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — SRRTF vs VYM

📍 SRRTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SRRTF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SRRTF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SRRTF pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SRRTF

Annual income on $10K today (after 15% tax)

$675.62/yr

After 10yr DRIP, annual income (after tax)

$423.44/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, SRRTF beats the other by $186.68/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SRRTF + VYM for your $10,000?

SRRTF: 50%VYM: 50%

100% VYM50/50100% SRRTF

Portfolio after 10yr

$28.2K

Annual income

$388.36/yr

Blended yield

1.38%

📊

Analyst Conviction Gap

Where Wall Street is split right now

SRRTF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.5

Piotroski

4/9

VYM

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SRRTF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSRRTFVYM

Forward yield	7.95% ✓	2.41%
Annual dividend / share	$0.86	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-7.9%	0% ✓
Portfolio after 10y	$28.6K ✓	$27.8K
Annual income after 10y	$498.17 ✓	$278.55
Total dividends collected	$6.3K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SRRTF vs VYM ($10,000, DRIP)

Year	SRRTF Portfolio	SRRTF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,432	$732.06	$11,151	$241.44	+$281.00 → SRRTF
2	$12,953	$720.35	$12,413	$246.79	+$540.00 → SRRTF
3	$14,562	$702.51	$13,794	$251.79	+$768.00 → SRRTF
4	$16,261	$679.81	$15,306	$256.47	+$955.00 → SRRTF
5	$18,053	$653.42	$16,960	$260.84	+$1.1K → SRRTF
6	$19,941	$624.40	$18,768	$264.92	+$1.2K → SRRTF
7	$21,930	$593.66	$20,745	$268.71	+$1.2K → SRRTF
8	$24,027	$561.98	$22,905	$272.24	+$1.1K → SRRTF
9	$26,239	$529.98	$25,265	$275.51	+$974.00 → SRRTF
10	$28,574	$498.17	$27,842	$278.55	+$732.00 → SRRTF

SRRTF vs VYM: Complete Analysis 2026

SRRTF — Stock

Slate Grocery REIT is an owner and operator of U.S. grocery-anchored real estate. The REIT owns and operates approximately U.S. $1.3 billion of critical real estate infrastructure across major U.S. metro markets that communities rely upon for their everyday needs. The REIT's resilient grocery-anchored portfolio and strong credit tenants provide unitholders with durable cash flows and the potential for capital appreciation over the longer term.

Full SRRTF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.