Is SSAAY or VYM a better dividend investment in 2026?

SSAAY currently yields 2.86% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: SSAAY offers higher current income.

What is the dividend yield difference between SSAAY and VYM?

SSAAY has a forward dividend yield of 2.86% ($0.11/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 0.45 percentage points.

Home › Compare › SSAAY vs VYM

SSAAY vs VYM: Dividend Comparison 2026

SSAAY yields 2.86% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SSAAY wins by $329.45M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SSAAY

● Live price

2.86%

Share price

$3.85

Annual div

$0.11

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$329.48M

Annual income

$308,750,456.78

Full SSAAY calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — SSAAY vs VYM

📍 SSAAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SSAAY	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SSAAY + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

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Dec

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SSAAY pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSAAY

Annual income on $10K today (after 15% tax)

$243.17/yr

After 10yr DRIP, annual income (after tax)

$262,437,888.26/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, SSAAY beats the other by $262,437,651.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SSAAY + VYM for your $10,000?

SSAAY: 50%VYM: 50%

100% VYM50/50100% SSAAY

Portfolio after 10yr

$164.76M

Annual income

$154,375,367.66/yr

Blended yield

93.70%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSAAY buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSSAAYVYM

Forward yield	2.86% ✓	2.41%
Annual dividend / share	$0.11	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$329.48M ✓	$27.8K
Annual income after 10y	$308,750,456.78 ✓	$278.55
Total dividends collected	$327.93M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SSAAY vs VYM ($10,000, DRIP)

Year	SSAAY Portfolio	SSAAY Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,272	$572.17	$11,151	$241.44	+$121.00 → SSAAY
2	$13,267	$1,205.54	$12,413	$246.79	+$854.00 → SSAAY
3	$16,847	$2,652.06	$13,794	$251.79	+$3.1K → SSAAY
4	$24,322	$6,295.07	$15,306	$256.47	+$9.0K → SSAAY
5	$43,011	$16,986.68	$16,960	$260.84	+$26.1K → SSAAY
6	$102,170	$56,148.47	$18,768	$264.92	+$83.4K → SSAAY
7	$358,626	$249,303.57	$20,745	$268.71	+$337.9K → SSAAY
8	$2,019,384	$1,635,653.97	$22,905	$272.24	+$2.00M → SSAAY
9	$19,376,053	$17,215,312.38	$25,265	$275.51	+$19.35M → SSAAY
10	$329,482,833	$308,750,456.78	$27,842	$278.55	+$329.45M → SSAAY

SSAAY vs VYM: Complete Analysis 2026

SSAAY — Stock

SSAB AB (publ) produces and sells steel products in the United States, Sweden, Finland, Germany, Denmark, and internationally. It operates through five segments: SSAB Special Steels, SSAB Europe, SSAB Americas, Tibnor, and Ruukki Construction. The SSAB Special Steels segment offers quenched and tempered steels, and hot-rolled advanced high-strength steel products. The SSAB Europe segment provides strip, plate, and tubular products. The SSAB Americas segment offers heavy steel plates. The Tibnor segment distributes a range of steel and non-ferrous metals in the Nordic region and the Baltics. The Ruukki Construction segment produces and sells building and construction products and services for residential and non-residential construction. The company markets its steel products under the Strenx, Hardox, Docol, GreenCoat, Toolox, Armox, Duroxite, SSAB Boron, SSAB Domex, SSAB Form, SSAB Laser, SSAB Weathering and Cor-Ten, and SSAB Multisteel brands. It serves the heavy transport, construction, automotive, industrial, construction machinery, energy, material handling, and service center industries. The company has a collaboration agreement with Faurecia S.E. to deliver fossil-free steel for automotive seat structures. SSAB AB (publ) was founded in 1878 and is headquartered in Stockholm, Sweden.

Full SSAAY Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.