Is SSAAY or XYLD a better dividend investment in 2026?

SSAAY currently yields 2.75% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SSAAY and XYLD?

SSAAY has a forward dividend yield of 2.75% ($0.11/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.23 percentage points.

Home › Compare › SSAAY vs XYLD

SSAAY vs XYLD: Dividend Comparison 2026

SSAAY yields 2.75% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SSAAY wins by $272.48M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SSAAY

● Live price

2.75%

Share price

$4.00

Annual div

$0.11

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$272.51M

Annual income

$254,713,180.96

Full SSAAY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SSAAY vs XYLD

📍 SSAAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SSAAY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SSAAY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SSAAY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSAAY

Annual income on $10K today (after 15% tax)

$233.75/yr

After 10yr DRIP, annual income (after tax)

$216,506,203.82/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SSAAY beats the other by $216,503,467.65/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SSAAY + XYLD for your $10,000?

SSAAY: 50%XYLD: 50%

100% XYLD50/50100% SSAAY

Portfolio after 10yr

$136.27M

Annual income

$127,358,199.99/yr

Blended yield

93.46%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSAAY buys

XYLD buys

No recent congressional trades found for SSAAY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSSAAYXYLD

Forward yield	2.75%	10.98% ✓
Annual dividend / share	$0.11	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$272.51M ✓	$25.3K
Annual income after 10y	$254,713,180.96 ✓	$3,219.02
Total dividends collected	$271.17M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SSAAY vs XYLD ($10,000, DRIP)

Year	SSAAY Portfolio	SSAAY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,250	$550.00	$10,818	$1,098.39	+$432.00 → SSAAY
2	$13,194	$1,156.54	$11,738	$1,222.51	+$1.5K → SSAAY
3	$16,653	$2,535.32	$12,774	$1,364.64	+$3.9K → SSAAY
4	$23,800	$5,981.26	$13,944	$1,527.86	+$9.9K → SSAAY
5	$41,444	$15,978.02	$15,270	$1,715.87	+$26.2K → SSAAY
6	$96,351	$52,006.14	$16,775	$1,933.09	+$79.6K → SSAAY
7	$329,090	$225,993.95	$18,490	$2,184.87	+$310.6K → SSAAY
8	$1,794,907	$1,442,781.11	$20,450	$2,477.63	+$1.77M → SSAAY
9	$16,629,254	$14,708,703.52	$22,697	$2,819.19	+$16.61M → SSAAY
10	$272,506,483	$254,713,180.96	$25,280	$3,219.02	+$272.48M → SSAAY

SSAAY vs XYLD: Complete Analysis 2026

SSAAY — Stock

SSAB AB (publ) produces and sells steel products in the United States, Sweden, Finland, Germany, Denmark, and internationally. It operates through five segments: SSAB Special Steels, SSAB Europe, SSAB Americas, Tibnor, and Ruukki Construction. The SSAB Special Steels segment offers quenched and tempered steels, and hot-rolled advanced high-strength steel products. The SSAB Europe segment provides strip, plate, and tubular products. The SSAB Americas segment offers heavy steel plates. The Tibnor segment distributes a range of steel and non-ferrous metals in the Nordic region and the Baltics. The Ruukki Construction segment produces and sells building and construction products and services for residential and non-residential construction. The company markets its steel products under the Strenx, Hardox, Docol, GreenCoat, Toolox, Armox, Duroxite, SSAB Boron, SSAB Domex, SSAB Form, SSAB Laser, SSAB Weathering and Cor-Ten, and SSAB Multisteel brands. It serves the heavy transport, construction, automotive, industrial, construction machinery, energy, material handling, and service center industries. The company has a collaboration agreement with Faurecia S.E. to deliver fossil-free steel for automotive seat structures. SSAB AB (publ) was founded in 1878 and is headquartered in Stockholm, Sweden.

Full SSAAY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.