HomeCompareSSBI vs HDV

SSBI vs HDV: Dividend Comparison 2026

SSBI yields 0.29% · HDV yields 2.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HDV wins by $4.6K in total portfolio value
10 years
SSBI
SSBI
● Live price
0.29%
Share price
$13.62
Annual div
$0.04
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$0.03
Full SSBI calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — SSBI vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSSBIHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SSBI + HDV cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SSBI pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSBI
Annual income on $10K today (after 15% tax)
$24.96/yr
After 10yr DRIP, annual income (after tax)
$0.03/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, HDV beats the other by $299.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SSBI + HDV for your $10,000?

SSBI: 50%HDV: 50%
100% HDV50/50100% SSBI
Portfolio after 10yr
$22.0K
Annual income
$176.37/yr
Blended yield
0.80%
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Analyst Conviction Gap

Where Wall Street is split right now

SSBI
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.3
Piotroski
7/9
HDV
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSBI buys
0
HDV buys
0
No recent congressional trades found for SSBI or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSSBIHDV
Forward yield0.29%2.92%
Annual dividend / share$0.04$3.96
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$19.7K$24.3K
Annual income after 10y$0.03$352.73
Total dividends collected$29.00$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SSBI vs HDV ($10,000, DRIP)

YearSSBI PortfolioSSBI Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$10,715$14.68$11,002$292.38$287.00HDV
2$11,472$7.35$12,084$300.36$612.00HDV
3$12,279$3.68$13,250$308.02$971.00HDV
4$13,140$1.84$14,506$315.35$1.4KHDV
5$14,061$0.92$15,858$322.35$1.8KHDV
6$15,046$0.46$17,313$329.04$2.3KHDV
7$16,099$0.23$18,878$335.42$2.8KHDV
8$17,226$0.12$20,560$341.49$3.3KHDV
9$18,432$0.06$22,367$347.25$3.9KHDV
10$19,722$0.03$24,307$352.73$4.6KHDV

SSBI vs HDV: Complete Analysis 2026

SSBIStock

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, individual retirement, and other retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and lines of credit, term, and equipment loans, as well as loans to agriculture-related businesses. In addition, the company provides Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it offers electronic banking, cash management, and electronic bill payment services. The company operates through five depository offices located in Santa Rosa, Rohnert Park, Healdsburg, and Petaluma, as well as loan production offices in Roseville, California, Irvine, and Scottsdale, Arizona. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.

Full SSBI Calculator →

HDVETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.