Is SSBP or JNJ a better dividend investment in 2026?

SSBP currently yields 15.05% with a 5% 5-year dividend growth rate. JNJ yields 3.36% with 5.8% growth. The better choice depends on your goal: SSBP offers higher current income.

What is the dividend yield difference between SSBP and JNJ?

SSBP has a forward dividend yield of 15.05% ($2.00/share annually). JNJ yields 3.36% ($4.96/share annually). The yield gap is 11.69 percentage points.

Home › Compare › SSBP vs JNJ

SSBP vs JNJ: Dividend Comparison 2026

SSBP yields 15.05% · JNJ yields 3.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SSBP wins by $33.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SSBP

● Live price

15.05%

Share price

$13.29

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$53.6K

Annual income

$3,811.63

Full SSBP calculator →

JNJ

Johnson & Johnson

● Live price

3.36%

Share price

$147.50

Annual div

$4.96

5Y div CAGR

5.8%

Payout ratio

55%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$827.78

Full JNJ calculator →

Portfolio growth — SSBP vs JNJ

📍 SSBP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SSBP	JNJ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SSBP + JNJ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SSBP pays

JNJ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSBP

Annual income on $10K today (after 15% tax)

$1,279.16/yr

After 10yr DRIP, annual income (after tax)

$3,239.89/yr

JNJ

Annual income on $10K today (after 15% tax)

$285.83/yr

After 10yr DRIP, annual income (after tax)

$703.61/yr

At 15% tax rate, SSBP beats the other by $2,536.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SSBP + JNJ for your $10,000?

SSBP: 50%JNJ: 50%

100% JNJ50/50100% SSBP

Portfolio after 10yr

$36.8K

Annual income

$2,319.71/yr

Blended yield

6.30%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

SSBP

No analyst data

Altman Z

0.2

Piotroski

4/9

JNJ

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$228.73

+55.1% upside vs current

Range: $190.00 — $265.00

Altman Z

5.2

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSBP buys

JNJ buys

No recent congressional trades found for SSBP or JNJ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSSBPJNJ

Forward yield	15.05% ✓	3.36%
Annual dividend / share	$2.00	$4.96 ✓
Payout ratio	50% ✓	55%
1-year div growth	0%	4.2% ✓
5-year div CAGR	0%	5.8% ✓
Portfolio after 10y	$53.6K ✓	$20.0K
Annual income after 10y	$3,811.63 ✓	$827.78
Total dividends collected	$26.0K ✓	$5.6K
Payment frequency	quarterly	quarterly
Sector	Stock	Healthcare

Year-by-year: SSBP vs JNJ ($10,000, DRIP)

Year	SSBP Portfolio	SSBP Income/yr	JNJ Portfolio	JNJ Income/yr	Gap
1← crossover	$12,205	$1,504.89	$10,676	$355.77	+$1.5K → SSBP
2	$14,776	$1,716.54	$11,407	$389.39	+$3.4K → SSBP
3	$17,752	$1,942.17	$12,198	$426.53	+$5.6K → SSBP
4	$21,176	$2,180.76	$13,056	$467.62	+$8.1K → SSBP
5	$25,089	$2,431.12	$13,987	$513.12	+$11.1K → SSBP
6	$29,537	$2,691.98	$14,998	$563.56	+$14.5K → SSBP
7	$34,567	$2,961.92	$16,098	$619.52	+$18.5K → SSBP
8	$40,226	$3,239.50	$17,295	$681.69	+$22.9K → SSBP
9	$46,565	$3,523.24	$18,599	$750.82	+$28.0K → SSBP
10	$53,636	$3,811.63	$20,022	$827.78	+$33.6K → SSBP

SSBP vs JNJ: Complete Analysis 2026

SSBP — Stock

SSB Bancorp, Inc. operates as the holding company for SSB Bank that provides various financial services to individuals and corporate customers in Pennsylvania. Its primary deposit products include passbook savings accounts, checking accounts, money market accounts, time deposits, interest-bearing and non-interest bearing demand accounts, and certificates of deposit; and lending products consist of one-to-four family residential real estate loans, commercial real estate loans, multi-family residential real estate loans, construction loans, commercial and industrial loans, consumer loans, and home equity lines of credit. The company also offers credit card processing solutions, as well as Internet banking services. It serves customers through its main office and one branch office, which are located in Pittsburgh, Pennsylvania. The company was founded in 1922 and is based in Pittsburgh, Pennsylvania. SSB Bancorp, Inc. is a subsidiary of SSB Bancorp, MHC.

Full SSBP Calculator →

JNJ — Healthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.