HomeCompareSSBP vs VIG

SSBP vs VIG: Dividend Comparison 2026

SSBP yields 15.05% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SSBP wins by $21.3K in total portfolio value
10 years
SSBP
SSBP
● Live price
15.05%
Share price
$13.29
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.6K
Annual income
$3,811.63
Full SSBP calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — SSBP vs VIG

📍 SSBP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSSBPVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SSBP + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SSBP pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSBP
Annual income on $10K today (after 15% tax)
$1,279.16/yr
After 10yr DRIP, annual income (after tax)
$3,239.89/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, SSBP beats the other by $3,087.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SSBP + VIG for your $10,000?

SSBP: 50%VIG: 50%
100% VIG50/50100% SSBP
Portfolio after 10yr
$43.0K
Annual income
$1,995.40/yr
Blended yield
4.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSBP buys
0
VIG buys
0
No recent congressional trades found for SSBP or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSSBPVIG
Forward yield15.05%1.64%
Annual dividend / share$2.00$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$53.6K$32.4K
Annual income after 10y$3,811.63$179.15
Total dividends collected$26.0K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SSBP vs VIG ($10,000, DRIP)

YearSSBP PortfolioSSBP Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$12,205$1,504.89$11,304$163.92+$901.00SSBP
2$14,776$1,716.54$12,759$166.33+$2.0KSSBP
3$17,752$1,942.17$14,382$168.52+$3.4KSSBP
4$21,176$2,180.76$16,192$170.52+$5.0KSSBP
5$25,089$2,431.12$18,210$172.34+$6.9KSSBP
6$29,537$2,691.98$20,460$173.98+$9.1KSSBP
7$34,567$2,961.92$22,968$175.48+$11.6KSSBP
8$40,226$3,239.50$25,763$176.83+$14.5KSSBP
9$46,565$3,523.24$28,878$178.05+$17.7KSSBP
10$53,636$3,811.63$32,350$179.15+$21.3KSSBP

SSBP vs VIG: Complete Analysis 2026

SSBPStock

SSB Bancorp, Inc. operates as the holding company for SSB Bank that provides various financial services to individuals and corporate customers in Pennsylvania. Its primary deposit products include passbook savings accounts, checking accounts, money market accounts, time deposits, interest-bearing and non-interest bearing demand accounts, and certificates of deposit; and lending products consist of one-to-four family residential real estate loans, commercial real estate loans, multi-family residential real estate loans, construction loans, commercial and industrial loans, consumer loans, and home equity lines of credit. The company also offers credit card processing solutions, as well as Internet banking services. It serves customers through its main office and one branch office, which are located in Pittsburgh, Pennsylvania. The company was founded in 1922 and is based in Pittsburgh, Pennsylvania. SSB Bancorp, Inc. is a subsidiary of SSB Bancorp, MHC.

Full SSBP Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.