HomeCompareSSBYX vs SPHD

SSBYX vs SPHD: Dividend Comparison 2026

SSBYX yields 6.94% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SSBYX wins by $5.2K in total portfolio value
10 years
SSBYX
SSBYX
● Live price
6.94%
Share price
$14.06
Annual div
$0.98
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.7K
Annual income
$1,079.19
Full SSBYX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — SSBYX vs SPHD

📍 SSBYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSSBYXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SSBYX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SSBYX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSBYX
Annual income on $10K today (after 15% tax)
$590.16/yr
After 10yr DRIP, annual income (after tax)
$917.31/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SSBYX beats the other by $435.05/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SSBYX + SPHD for your $10,000?

SSBYX: 50%SPHD: 50%
100% SPHD50/50100% SSBYX
Portfolio after 10yr
$29.1K
Annual income
$823.27/yr
Blended yield
2.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSBYX buys
0
SPHD buys
0
No recent congressional trades found for SSBYX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSSBYXSPHD
Forward yield6.94%4.30%
Annual dividend / share$0.98$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.7K$26.5K
Annual income after 10y$1,079.19$567.37
Total dividends collected$8.9K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SSBYX vs SPHD ($10,000, DRIP)

YearSSBYX PortfolioSSBYX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,394$694.31$11,130$430.50+$264.00SSBYX
2$12,931$739.36$12,357$447.82+$574.00SSBYX
3$14,621$784.20$13,687$464.65+$934.00SSBYX
4$16,473$828.65$15,126$480.98+$1.3KSSBYX
5$18,498$872.54$16,682$496.78+$1.8KSSBYX
6$20,709$915.73$18,362$512.03+$2.3KSSBYX
7$23,117$958.10$20,174$526.72+$2.9KSSBYX
8$25,734$999.52$22,127$540.84+$3.6KSSBYX
9$28,576$1,039.92$24,230$554.39+$4.3KSSBYX
10$31,655$1,079.19$26,493$567.37+$5.2KSSBYX

SSBYX vs SPHD: Complete Analysis 2026

SSBYXStock

SSGA Funds Management, Inc. (the "Adviser" or "SSGA FM") manages the Target Retirement 2030 Fund using a proprietary asset allocation strategy. The fund is a "fund of funds" that invests in a combination of mutual funds and ETFs sponsored by the Adviser or its affiliates ("underlying funds"). It is intended for investors expecting to retire around the year 2030 and who are likely to stop making new investments in the fund at that time.

Full SSBYX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.