Is SSHLF or XYLD a better dividend investment in 2026?

SSHLF currently yields 10.74% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SSHLF and XYLD?

SSHLF has a forward dividend yield of 10.74% ($0.02/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 0.46 percentage points.

Home › Compare › SSHLF vs XYLD

SSHLF vs XYLD: Dividend Comparison 2026

SSHLF yields 10.74% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SSHLF wins by $704452.57M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SSHLF

● Live price

10.74%

Share price

$0.19

Annual div

$0.02

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$704452.59M

Annual income

$692,076,939,703.03

Full SSHLF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — SSHLF vs XYLD

📍 SSHLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SSHLF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SSHLF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SSHLF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSHLF

Annual income on $10K today (after 15% tax)

$913.15/yr

After 10yr DRIP, annual income (after tax)

$588,265,398,747.58/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, SSHLF beats the other by $588,265,395,899.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SSHLF + XYLD for your $10,000?

SSHLF: 50%XYLD: 50%

100% XYLD50/50100% SSHLF

Portfolio after 10yr

$352226.31M

Annual income

$346,038,471,527.03/yr

Blended yield

98.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSHLF buys

XYLD buys

No recent congressional trades found for SSHLF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSSHLFXYLD

Forward yield	10.74%	11.20% ✓
Annual dividend / share	$0.02	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$704452.59M ✓	$25.9K
Annual income after 10y	$692,076,939,703.03 ✓	$3,351.03
Total dividends collected	$703616.98M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SSHLF vs XYLD ($10,000, DRIP)

Year	SSHLF Portfolio	SSHLF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,849	$2,148.59	$10,840	$1,120.44	+$2.0K → SSHLF
2	$18,908	$5,160.07	$11,786	$1,249.59	+$7.1K → SSHLF
3	$34,425	$14,193.64	$12,854	$1,397.78	+$21.6K → SSHLF
4	$85,138	$48,302.56	$14,063	$1,568.33	+$71.1K → SSHLF
5	$314,383	$223,285.42	$15,434	$1,765.19	+$298.9K → SSHLF
6	$1,877,535	$1,541,145.97	$16,995	$1,993.14	+$1.86M → SSHLF
7	$19,212,572	$17,203,608.75	$18,777	$2,257.95	+$19.19M → SSHLF
8	$349,608,395	$329,050,943.22	$20,818	$2,566.58	+$349.59M → SSHLF
9	$11,566,029,679	$11,191,948,696.37	$23,163	$2,927.50	+$11566.01M → SSHLF
10	$704,452,591,459	$692,076,939,703.03	$25,865	$3,351.03	+$704452.57M → SSHLF

SSHLF vs XYLD: Complete Analysis 2026

SSHLF — Stock

Sunac Services Holdings Limited, an investment holding company, provides property management services, value-added services to non-property owners, and commercial operational and community living services in the People's Republic of China. Its property management portfolio covers residential and non-residential properties. The company offers value-added services comprise sales assistance services to property developers to assist with their sales and marketing activities at property sales venues and display units; consultancy and other value-added services to non-property owners, such as consultancy, pre-delivery, and engineering services to other property management companies; and property agency services to property developers primarily in respect of tourism and vacation projects and car park spaces. It also provides community living services include space operation services, property interior decoration services, real estate brokerage services, sale of use rights of car park spaces, and convenience and other services. In addition, the company offers property leasing, housing repair, and commercial management services. Sunac Services Holdings Limited was founded in 2004 and is headquartered in Tianjin, China.

Full SSHLF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.