Is SSIAX or ADC a better dividend investment in 2026?

SSIAX currently yields 1.32% with a 5% 5-year dividend growth rate. ADC yields 4.11% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between SSIAX and ADC?

SSIAX has a forward dividend yield of 1.32% ($0.42/share annually). ADC yields 4.11% ($3.10/share annually). The yield gap is 2.79 percentage points.

Home › Compare › SSIAX vs ADC

SSIAX vs ADC: Dividend Comparison 2026

SSIAX yields 1.32% · ADC yields 4.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ADC wins by $155.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SSIAX

● Live price

1.32%

Share price

$31.88

Annual div

$0.42

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.6K

Annual income

$143.35

Full SSIAX calculator →

ADC

Agree Realty Corporation

● Live price

4.11%

Share price

$75.38

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$176.9K

Annual income

$79,647.25

Full ADC calculator →

Portfolio growth — SSIAX vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SSIAX	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SSIAX + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SSIAX pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSIAX

Annual income on $10K today (after 15% tax)

$111.88/yr

After 10yr DRIP, annual income (after tax)

$121.85/yr

ADC

Annual income on $10K today (after 15% tax)

$349.45/yr

After 10yr DRIP, annual income (after tax)

$67,700.16/yr

At 15% tax rate, ADC beats the other by $67,578.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SSIAX + ADC for your $10,000?

SSIAX: 50%ADC: 50%

100% ADC50/50100% SSIAX

Portfolio after 10yr

$99.3K

Annual income

$39,895.29/yr

Blended yield

40.20%

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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

SSIAX

No analyst data

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+7.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSIAX buys

ADC buys

No recent congressional trades found for SSIAX or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSSIAXADC

Forward yield	1.32%	4.11% ✓
Annual dividend / share	$0.42	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$21.6K	$176.9K ✓
Annual income after 10y	$143.35	$79,647.25 ✓
Total dividends collected	$1.4K	$154.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: SSIAX vs ADC ($10,000, DRIP)

Year	SSIAX Portfolio	SSIAX Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$10,832	$131.62	$10,987	$577.21	$155.00 → ADC
2	$11,723	$133.24	$12,293	$855.34	$570.00 → ADC
3	$12,678	$134.77	$14,088	$1,290.70	$1.4K → ADC
4	$13,702	$136.22	$16,660	$1,994.91	$3.0K → ADC
5	$14,799	$137.59	$20,525	$3,181.85	$5.7K → ADC
6	$15,974	$138.88	$26,654	$5,286.90	$10.7K → ADC
7	$17,232	$140.10	$37,006	$9,259.47	$19.8K → ADC
8	$18,579	$141.25	$55,862	$17,338.74	$37.3K → ADC
9	$20,022	$142.33	$93,452	$35,300.32	$73.4K → ADC
10	$21,567	$143.35	$176,931	$79,647.25	$155.4K → ADC

SSIAX vs ADC: Complete Analysis 2026

SSIAX — Stock

The investment seeks to provide high total return consisting of capital appreciation and current income. The fund invests in a mix of common stocks and other equity securities of U.S. companies of any market capitalization and fixed income securities which are primarily investment grade and may be of any maturity. Normally, it will maintain at least 65% of the value of its assets in equity securities and at least 25% of the value of its assets in fixed income securities. Fixed income securities include asset- and mortgage-backed securities.

Full SSIAX Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.