Is SSIZX or XYLD a better dividend investment in 2026?

SSIZX currently yields 4.04% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SSIZX and XYLD?

SSIZX has a forward dividend yield of 4.04% ($0.79/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.94 percentage points.

Home › Compare › SSIZX vs XYLD

SSIZX vs XYLD: Dividend Comparison 2026

SSIZX yields 4.04% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SSIZX wins by $748.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

SSIZX

● Live price

4.04%

Share price

$19.42

Annual div

$0.79

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.0K

Annual income

$524.39

Full SSIZX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SSIZX vs XYLD

📍 SSIZX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SSIZX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SSIZX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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SSIZX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSIZX

Annual income on $10K today (after 15% tax)

$343.81/yr

After 10yr DRIP, annual income (after tax)

$445.73/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,290.44/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SSIZX + XYLD for your $10,000?

SSIZX: 50%XYLD: 50%

100% XYLD50/50100% SSIZX

Portfolio after 10yr

$25.7K

Annual income

$1,871.70/yr

Blended yield

7.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSIZX buys

XYLD buys

No recent congressional trades found for SSIZX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSSIZXXYLD

Forward yield	4.04%	10.98% ✓
Annual dividend / share	$0.79	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.0K ✓	$25.3K
Annual income after 10y	$524.39	$3,219.02 ✓
Total dividends collected	$4.7K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SSIZX vs XYLD ($10,000, DRIP)

Year	SSIZX Portfolio	SSIZX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,104	$404.48	$10,818	$1,098.39	+$286.00 → SSIZX
2	$12,302	$419.77	$11,738	$1,222.51	+$564.00 → SSIZX
3	$13,597	$434.60	$12,774	$1,364.64	+$823.00 → SSIZX
4	$14,998	$448.95	$13,944	$1,527.86	+$1.1K → SSIZX
5	$16,511	$462.80	$15,270	$1,715.87	+$1.2K → SSIZX
6	$18,143	$476.15	$16,775	$1,933.09	+$1.4K → SSIZX
7	$19,902	$488.98	$18,490	$2,184.87	+$1.4K → SSIZX
8	$21,796	$501.30	$20,450	$2,477.63	+$1.3K → SSIZX
9	$23,835	$513.10	$22,697	$2,819.19	+$1.1K → SSIZX
10	$26,028	$524.39	$25,280	$3,219.02	+$748.00 → SSIZX

SSIZX vs XYLD: Complete Analysis 2026

SSIZX — Stock

The investment seeks to provide total return (with income contributing a significant part) and to limit volatility and downside risk. The fund invests in (1) open-end investment companies (mutual funds), (2) exchange-traded funds ("ETFs"). It invests in underlying funds without restriction as to issuer credit quality (including "high-yield" or "junk bonds"), capitalization, country or the individual security maturity of the securities held by the underlying funds.

Full SSIZX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.