HomeCompareSSREF vs FCPT

SSREF vs FCPT: Dividend Comparison 2026

SSREF yields 4.67% · FCPT yields 5.99%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SSREF wins by $52.5K in total portfolio value· pulled ahead in Year 3
10 years
SSREF
SSREF
● Live price
4.67%
Share price
$158.00
Annual div
$7.38
5Y div CAGR
32.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$101.1K
Annual income
$28,834.19
Full SSREF calculator →
FCPT
FCPT
● Live price
5.99%
Share price
$23.91
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.6K
Annual income
$5,665.82
Full FCPT calculator →

Portfolio growth — SSREF vs FCPT

📍 SSREF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSSREFFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SSREF + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SSREF pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSREF
Annual income on $10K today (after 15% tax)
$397.24/yr
After 10yr DRIP, annual income (after tax)
$24,509.06/yr
FCPT
Annual income on $10K today (after 15% tax)
$508.90/yr
After 10yr DRIP, annual income (after tax)
$4,815.95/yr
At 15% tax rate, SSREF beats the other by $19,693.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SSREF + FCPT for your $10,000?

SSREF: 50%FCPT: 50%
100% FCPT50/50100% SSREF
Portfolio after 10yr
$74.8K
Annual income
$17,250.00/yr
Blended yield
23.05%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SSREF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
1.7
Piotroski
5/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+12.9% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSREF buys
0
FCPT buys
0
No recent congressional trades found for SSREF or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSSREFFCPT
Forward yield4.67%5.99%
Annual dividend / share$7.38$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR32.6%15.8%
Portfolio after 10y$101.1K$48.6K
Annual income after 10y$28,834.19$5,665.82
Total dividends collected$72.4K$23.7K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldHold

Year-by-year: SSREF vs FCPT ($10,000, DRIP)

YearSSREF PortfolioSSREF Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,320$619.70$11,393$693.30$73.00FCPT
2$12,981$869.31$13,046$854.86$65.00FCPT
3← crossover$15,126$1,235.43$15,018$1,059.34+$108.00SSREF
4$17,968$1,783.89$17,389$1,319.82+$579.00SSREF
5$21,852$2,626.16$20,260$1,653.87+$1.6KSSREF
6$27,340$3,957.95$23,764$2,085.42+$3.6KSSREF
7$35,390$6,136.64$28,075$2,647.22+$7.3KSSREF
8$47,712$9,844.16$33,425$3,384.63+$14.3KSSREF
9$67,498$16,446.75$40,125$4,361.00+$27.4KSSREF
10$101,057$28,834.19$48,600$5,665.82+$52.5KSSREF

SSREF vs FCPT: Complete Analysis 2026

SSREFStock

Swiss Re AG, together with its subsidiaries, provides wholesale reinsurance, insurance, other insurance-based forms of risk transfer, and other insurance-related services worldwide. The company operates through Property & Casualty Reinsurance, Life & Health Reinsurance, and Corporate Solutions. The Property & Casualty Reinsurance segment underwrites property reinsurance, including property, credit and surety, engineering, aviation, marine, agriculture, retakaful, and facultative reinsurance solutions; and casualty reinsurance, such as liability, motor, worker's compensation, personal accident, management and professional liability, cyber, and facultative reinsurance solutions. The Life & Health Reinsurance segment underwrites life and health insurance products. The Corporate Solutions segment offers standard risk transfer covers and multi-line programs to customized solutions. It serves stock and mutual insurance companies, public sector and governmental entities, mid-sized and large corporations, and individuals. Swiss Re AG was founded in 1863 and is headquartered in Zurich, Switzerland.

Full SSREF Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.