Is SSREF or QYLD a better dividend investment in 2026?

SSREF currently yields 4.67% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SSREF and QYLD?

SSREF has a forward dividend yield of 4.67% ($7.38/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 7.57 percentage points.

Home › Compare › SSREF vs QYLD

SSREF vs QYLD: Dividend Comparison 2026

SSREF yields 4.67% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SSREF wins by $74.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SSREF

● Live price

4.67%

Share price

$158.00

Annual div

$7.38

5Y div CAGR

32.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$101.1K

Annual income

$28,834.19

Full SSREF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — SSREF vs QYLD

📍 SSREF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SSREF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SSREF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SSREF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSREF

Annual income on $10K today (after 15% tax)

$397.24/yr

After 10yr DRIP, annual income (after tax)

$24,509.06/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, SSREF beats the other by $19,376.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SSREF + QYLD for your $10,000?

SSREF: 50%QYLD: 50%

100% QYLD50/50100% SSREF

Portfolio after 10yr

$63.8K

Annual income

$17,436.51/yr

Blended yield

27.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSREF buys

QYLD buys

No recent congressional trades found for SSREF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSSREFQYLD

Forward yield	4.67%	12.24% ✓
Annual dividend / share	$7.38 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	32.6% ✓	0%
Portfolio after 10y	$101.1K ✓	$26.5K
Annual income after 10y	$28,834.19 ✓	$6,038.84
Total dividends collected	$72.4K ✓	$28.5K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SSREF vs QYLD ($10,000, DRIP)

Year	SSREF Portfolio	SSREF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,320	$619.70	$10,384	$1,224.49	+$936.00 → SSREF
2	$12,981	$869.31	$10,900	$1,388.18	+$2.1K → SSREF
3	$15,126	$1,235.43	$11,576	$1,590.76	+$3.5K → SSREF
4	$17,968	$1,783.89	$12,447	$1,844.20	+$5.5K → SSREF
5	$21,852	$2,626.16	$13,567	$2,164.97	+$8.3K → SSREF
6	$27,340	$3,957.95	$15,003	$2,576.05	+$12.3K → SSREF
7	$35,390	$6,136.64	$16,853	$3,110.04	+$18.5K → SSREF
8	$47,712	$9,844.16	$19,251	$3,813.85	+$28.5K → SSREF
9	$67,498	$16,446.75	$22,390	$4,756.08	+$45.1K → SSREF
10	$101,057	$28,834.19	$26,548	$6,038.84	+$74.5K → SSREF

SSREF vs QYLD: Complete Analysis 2026

SSREF — Stock

Swiss Re AG, together with its subsidiaries, provides wholesale reinsurance, insurance, other insurance-based forms of risk transfer, and other insurance-related services worldwide. The company operates through Property & Casualty Reinsurance, Life & Health Reinsurance, and Corporate Solutions. The Property & Casualty Reinsurance segment underwrites property reinsurance, including property, credit and surety, engineering, aviation, marine, agriculture, retakaful, and facultative reinsurance solutions; and casualty reinsurance, such as liability, motor, worker's compensation, personal accident, management and professional liability, cyber, and facultative reinsurance solutions. The Life & Health Reinsurance segment underwrites life and health insurance products. The Corporate Solutions segment offers standard risk transfer covers and multi-line programs to customized solutions. It serves stock and mutual insurance companies, public sector and governmental entities, mid-sized and large corporations, and individuals. Swiss Re AG was founded in 1863 and is headquartered in Zurich, Switzerland.

Full SSREF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.