HomeCompareSSREF vs SPHD

SSREF vs SPHD: Dividend Comparison 2026

SSREF yields 4.67% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SSREF wins by $74.5K in total portfolio value
10 years
SSREF
SSREF
● Live price
4.67%
Share price
$158.00
Annual div
$7.38
5Y div CAGR
32.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$101.1K
Annual income
$28,834.19
Full SSREF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — SSREF vs SPHD

📍 SSREF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSSREFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SSREF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SSREF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SSREF
Annual income on $10K today (after 15% tax)
$397.24/yr
After 10yr DRIP, annual income (after tax)
$24,509.06/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SSREF beats the other by $24,023.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SSREF + SPHD for your $10,000?

SSREF: 50%SPHD: 50%
100% SPHD50/50100% SSREF
Portfolio after 10yr
$63.8K
Annual income
$14,702.75/yr
Blended yield
23.05%
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Analyst Conviction Gap

Where Wall Street is split right now

SSREF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
1.7
Piotroski
5/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SSREF buys
0
SPHD buys
0
No recent congressional trades found for SSREF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSSREFSPHD
Forward yield4.67%4.33%
Annual dividend / share$7.38$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR32.6%0%
Portfolio after 10y$101.1K$26.5K
Annual income after 10y$28,834.19$571.32
Total dividends collected$72.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SSREF vs SPHD ($10,000, DRIP)

YearSSREF PortfolioSSREF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,320$619.70$11,133$432.85+$187.00SSREF
2$12,981$869.31$12,363$450.36+$618.00SSREF
3$15,126$1,235.43$13,695$467.39+$1.4KSSREF
4$17,968$1,783.89$15,138$483.90+$2.8KSSREF
5$21,852$2,626.16$16,697$499.88+$5.2KSSREF
6$27,340$3,957.95$18,382$515.31+$9.0KSSREF
7$35,390$6,136.64$20,198$530.17+$15.2KSSREF
8$47,712$9,844.16$22,157$544.46+$25.6KSSREF
9$67,498$16,446.75$24,266$558.18+$43.2KSSREF
10$101,057$28,834.19$26,536$571.32+$74.5KSSREF

SSREF vs SPHD: Complete Analysis 2026

SSREFStock

Swiss Re AG, together with its subsidiaries, provides wholesale reinsurance, insurance, other insurance-based forms of risk transfer, and other insurance-related services worldwide. The company operates through Property & Casualty Reinsurance, Life & Health Reinsurance, and Corporate Solutions. The Property & Casualty Reinsurance segment underwrites property reinsurance, including property, credit and surety, engineering, aviation, marine, agriculture, retakaful, and facultative reinsurance solutions; and casualty reinsurance, such as liability, motor, worker's compensation, personal accident, management and professional liability, cyber, and facultative reinsurance solutions. The Life & Health Reinsurance segment underwrites life and health insurance products. The Corporate Solutions segment offers standard risk transfer covers and multi-line programs to customized solutions. It serves stock and mutual insurance companies, public sector and governmental entities, mid-sized and large corporations, and individuals. Swiss Re AG was founded in 1863 and is headquartered in Zurich, Switzerland.

Full SSREF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.