Is STBGY or XYLD a better dividend investment in 2026?

STBGY currently yields 12.25% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: STBGY offers higher current income.

What is the dividend yield difference between STBGY and XYLD?

STBGY has a forward dividend yield of 12.25% ($0.64/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1.27 percentage points.

Home › Compare › STBGY vs XYLD

STBGY vs XYLD: Dividend Comparison 2026

STBGY yields 12.25% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 STBGY wins by $922.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

STBGY

● Live price

12.25%

Share price

$5.25

Annual div

$0.64

5Y div CAGR

33.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$948.0K

Annual income

$500,862.16

Full STBGY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — STBGY vs XYLD

📍 STBGY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STBGY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, STBGY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

STBGY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STBGY

Annual income on $10K today (after 15% tax)

$1,041.65/yr

After 10yr DRIP, annual income (after tax)

$425,732.84/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, STBGY beats the other by $422,996.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of STBGY + XYLD for your $10,000?

STBGY: 50%XYLD: 50%

100% XYLD50/50100% STBGY

Portfolio after 10yr

$486.6K

Annual income

$252,040.59/yr

Blended yield

51.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STBGY buys

XYLD buys

No recent congressional trades found for STBGY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTBGYXYLD

Forward yield	12.25% ✓	10.98%
Annual dividend / share	$0.64	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	33.5% ✓	0%
Portfolio after 10y	$948.0K ✓	$25.3K
Annual income after 10y	$500,862.16 ✓	$3,219.02
Total dividends collected	$872.8K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: STBGY vs XYLD ($10,000, DRIP)

Year	STBGY Portfolio	STBGY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,336	$1,636.00	$10,818	$1,098.39	+$1.5K → STBGY
2	$15,718	$2,517.99	$11,738	$1,222.51	+$4.0K → STBGY
3	$20,821	$4,002.78	$12,774	$1,364.64	+$8.0K → STBGY
4	$28,894	$6,615.56	$13,944	$1,527.86	+$14.9K → STBGY
5	$42,370	$11,454.42	$15,270	$1,715.87	+$27.1K → STBGY
6	$66,294	$20,957.21	$16,775	$1,933.09	+$49.5K → STBGY
7	$111,845	$40,910.94	$18,490	$2,184.87	+$93.4K → STBGY
8	$205,790	$86,115.68	$20,450	$2,477.63	+$185.3K → STBGY
9	$417,886	$197,690.98	$22,697	$2,819.19	+$395.2K → STBGY
10	$948,000	$500,862.16	$25,280	$3,219.02	+$922.7K → STBGY

STBGY vs XYLD: Complete Analysis 2026

STBGY — Stock

Scandinavian Tobacco Group A/S manufactures and sells cigars and pipe tobacco in the United States, Europe, and internationally. The company offers fine-cut tobacco, and machine-rolled and handmade cigars. It markets its products under the Bali Shag, Balmoral, Borkum Riff, Break, Bugler, Café Crème, CAO, Captain Black, Clan, Cohiba, Colts, Crossroad, Cubero, Erinmore, Escort, Hajenus, Henri Wintermans, Kite, La Gloria Cubana, La Paz, M by Colts, Macanudo, Mehari's, Mercator, Panter, Partagas, Petit, Signature, SLS SALSA, Stanwell, Talon, Tiedemanns, W.Ø. Larsen, and Winchester brand names. The company sells its products through online, catalogue, and retail channels. In addition, it offers contract manufacturing and licensing services for third parties; and sells accessories. The company was founded in 1750 and is based in Gentofte, Denmark.

Full STBGY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.