HomeCompareSTBI vs MRK

STBI vs MRK: Dividend Comparison 2026

STBI yields 2.96% · MRK yields 2.76%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MRK wins by $30.8K in total portfolio value
10 years
STBI
STBI
● Live price
2.96%
Share price
$23.35
Annual div
$0.69
5Y div CAGR
6.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$686.95
Full STBI calculator →
MRK
Merck & Co. Inc.
● Live price
2.76%
Share price
$120.31
Annual div
$3.32
5Y div CAGR
32.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$56.8K
Annual income
$9,798.13
Full MRK calculator →

Portfolio growth — STBI vs MRK

📍 MRK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTBIMRK
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, STBI + MRK cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
STBI pays
MRK pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STBI
Annual income on $10K today (after 15% tax)
$251.18/yr
After 10yr DRIP, annual income (after tax)
$583.91/yr
MRK
Annual income on $10K today (after 15% tax)
$234.56/yr
After 10yr DRIP, annual income (after tax)
$8,328.41/yr
At 15% tax rate, MRK beats the other by $7,744.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STBI + MRK for your $10,000?

STBI: 50%MRK: 50%
100% MRK50/50100% STBI
Portfolio after 10yr
$41.4K
Annual income
$5,242.55/yr
Blended yield
12.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MRK right now

STBI
No analyst data
Altman Z
0.2
Piotroski
5/9
MRK
Analyst Ratings
25
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$128.54
+6.8% upside vs current
Range: $100.00 — $150.00
Altman Z
4.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STBI buys
0
MRK buys
0
No recent congressional trades found for STBI or MRK in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTBIMRK
Forward yield2.96%2.76%
Annual dividend / share$0.69$3.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR6.1%32.7%
Portfolio after 10y$26.0K$56.8K
Annual income after 10y$686.95$9,798.13
Total dividends collected$4.8K$28.9K
Payment frequencyquarterlyquarterly
SectorStockHealthcare

Year-by-year: STBI vs MRK ($10,000, DRIP)

YearSTBI PortfolioSTBI Income/yrMRK PortfolioMRK Income/yrGap
1← crossover$11,014$313.53$11,206$366.19$192.00MRK
2$12,127$342.40$12,650$502.35$523.00MRK
3$13,350$373.84$14,407$694.19$1.1KMRK
4$14,692$408.08$16,585$967.82$1.9KMRK
5$16,166$445.34$19,342$1,363.89$3.2KMRK
6$17,783$485.89$22,913$1,947.19$5.1KMRK
7$19,558$530.01$27,662$2,823.89$8.1KMRK
8$21,505$578.00$34,159$4,173.35$12.7KMRK
9$23,641$630.20$43,337$6,308.80$19.7KMRK
10$25,983$686.95$56,776$9,798.13$30.8KMRK

STBI vs MRK: Complete Analysis 2026

STBIStock

Sturgis Bancorp, Inc. operates as the bank holding company for Sturgis Bank & Trust Company that provides banking products and services in Michigan, the United States. The company offers checking, savings and health savings, and money market accounts; and certificates of deposit and individual retirement accounts. It also provides mortgage, automobile, savings secured, personal, home equity, equipment and machinery, government supported, and commercial real estate loans, as well as home equity lines of credit and business lines of credit; and credit cards. In addition, the company offers private banking, cashier checks, wire transfers, foreign drafts and foreign currency, overdraft protection, night depository, and notary services, as well as safe deposit boxes and residential mortgages. Further, it provides direct deposit, remote deposit capture, Visa check card, and checks reorder services; and investment and financial-advisory services, as well as commercial and consumer insurance and title insurance products. Additionally, the company offers estate and asset management services, such as estate settlements, trust administration, record keeping, investment management, and custody services; cash and treasury management; and online and mobile banking, bill pay, and mobile wallet services. It operates through 14 bank facilities and 4 full service standalone ATMs located in 12 communities in Michigan. Sturgis Bancorp, Inc. was founded in 1905 and is headquartered in Sturgis, Michigan.

Full STBI Calculator →

MRKHealthcare

Merck & Co., Inc. operates as a healthcare company worldwide. It operates through two segments, Pharmaceutical and Animal Health. The Pharmaceutical segment offers human health pharmaceutical products in the areas of oncology, hospital acute care, immunology, neuroscience, virology, cardiovascular, and diabetes, as well as vaccine products, such as preventive pediatric, adolescent, and adult vaccines. The Animal Health segment discovers, develops, manufactures, and markets veterinary pharmaceuticals, vaccines, and health management solutions and services, as well as digitally connected identification, traceability, and monitoring products. It serves drug wholesalers and retailers, hospitals, and government agencies; managed health care providers, such as health maintenance organizations, pharmacy benefit managers, and other institutions; and physicians and physician distributors, veterinarians, and animal producers. The company has collaborations with AstraZeneca PLC; Bayer AG; Eisai Co., Ltd.; Ridgeback Biotherapeutics; and Gilead Sciences, Inc. to jointly develop and commercialize long-acting treatments in HIV. Merck & Co., Inc. was founded in 1891 and is headquartered in Kenilworth, New Jersey.

Full MRK Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.