Is STBK or VYM a better dividend investment in 2026?

STBK currently yields 16.53% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: STBK offers higher current income.

What is the dividend yield difference between STBK and VYM?

STBK has a forward dividend yield of 16.53% ($2.00/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 14.16 percentage points.

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STBK vs VYM: Dividend Comparison 2026

STBK yields 16.53% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 STBK wins by $31.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

STBK

● Live price

16.53%

Share price

$12.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$58.9K

Annual income

$4,563.82

Full STBK calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — STBK vs VYM

📍 STBK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STBK	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, STBK + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

STBK pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STBK

Annual income on $10K today (after 15% tax)

$1,404.96/yr

After 10yr DRIP, annual income (after tax)

$3,879.25/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, STBK beats the other by $3,647.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of STBK + VYM for your $10,000?

STBK: 50%VYM: 50%

100% VYM50/50100% STBK

Portfolio after 10yr

$43.3K

Annual income

$2,418.38/yr

Blended yield

5.58%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STBK buys

VYM buys

No recent congressional trades found for STBK or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTBKVYM

Forward yield	16.53% ✓	2.37%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$58.9K ✓	$27.8K
Annual income after 10y	$4,563.82 ✓	$272.94
Total dividends collected	$30.2K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: STBK vs VYM ($10,000, DRIP)

Year	STBK Portfolio	STBK Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$12,353	$1,652.89	$11,147	$237.17	+$1.2K → STBK
2	$15,126	$1,908.22	$12,404	$242.33	+$2.7K → STBK
3	$18,368	$2,183.72	$13,780	$247.16	+$4.6K → STBK
4	$22,132	$2,478.35	$15,285	$251.67	+$6.8K → STBK
5	$26,473	$2,790.87	$16,932	$255.88	+$9.5K → STBK
6	$31,445	$3,119.77	$18,733	$259.81	+$12.7K → STBK
7	$37,110	$3,463.38	$20,701	$263.46	+$16.4K → STBK
8	$43,528	$3,819.88	$22,852	$266.86	+$20.7K → STBK
9	$50,762	$4,187.35	$25,201	$270.01	+$25.6K → STBK
10	$58,879	$4,563.82	$27,768	$272.94	+$31.1K → STBK

STBK vs VYM: Complete Analysis 2026

STBK — Stock

Studio Financial Holdings, Inc. operates as the holding company for Studio Bank that provides various financial services in the United States. It offers commercial banking services, including commercial checking, and commercial savings and money market accounts; interest on lawyers trust accounts; cash concentration, remote capture, preauthorized automated clearing house debits and filtering, wire transfers, zero balance and automated sweep, account reporting and reconciliation, and positive pay services; term and bridge loans, revolving lines of credit, land development loans, construction and development lines of credit, and other commercial loans; and commercial credit cards. The company also provides personal banking services comprising personal checking and personal savings accounts; mortgages and other personal loan accounts; and personal credit cards. In addition, it offers tech and startup banking services; and mortgage and home loan options, as well as home equity lines of credit and home equity installment loans. The company operates through its offices in Davidson County, Tennessee; and a loan production office in Williamson County, Tennessee. Studio Financial Holdings, Inc. was founded in 2017 and is based in Nashville, Tennessee.

Full STBK Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.