Is STEC or ADC a better dividend investment in 2026?

STEC currently yields 130.72% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: STEC offers higher current income.

What is the dividend yield difference between STEC and ADC?

STEC has a forward dividend yield of 130.72% ($2.00/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 126.59 percentage points.

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STEC vs ADC: Dividend Comparison 2026

STEC yields 130.72% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 STEC wins by $12.53M in total portfolio value

INVESTMENT

TIME HORIZON10 years

STEC

● Live price

130.72%

Share price

$1.53

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12.71M

Annual income

$5,073,150.96

Full STEC calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — STEC vs ADC

📍 STEC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STEC	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, STEC + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

STEC pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STEC

Annual income on $10K today (after 15% tax)

$11,111.11/yr

After 10yr DRIP, annual income (after tax)

$4,312,178.32/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, STEC beats the other by $4,243,500.62/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of STEC + ADC for your $10,000?

STEC: 50%ADC: 50%

100% ADC50/50100% STEC

Portfolio after 10yr

$6.44M

Annual income

$2,576,974.13/yr

Blended yield

39.99%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

STEC

No analyst data

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STEC buys

ADC buys

No recent congressional trades found for STEC or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTECADC

Forward yield	130.72% ✓	4.13%
Annual dividend / share	$2.00	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$12.71M	$178.9K ✓
Annual income after 10y	$5,073,150.96 ✓	$80,797.29
Total dividends collected	$11.64M	$156.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: STEC vs ADC ($10,000, DRIP)

Year	STEC Portfolio	STEC Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$23,772	$13,071.90	$10,990	$580.36	+$12.8K → STEC
2	$54,477	$29,041.47	$12,301	$860.26	+$42.2K → STEC
3	$120,490	$62,199.57	$14,104	$1,298.62	+$106.4K → STEC
4	$257,495	$128,569.99	$16,691	$2,008.16	+$240.8K → STEC
5	$532,306	$256,786.24	$20,580	$3,205.09	+$511.7K → STEC
6	$1,065,680	$496,113.10	$26,754	$5,330.02	+$1.04M → STEC
7	$2,068,523	$928,245.26	$37,196	$9,345.14	+$2.03M → STEC
8	$3,897,205	$1,683,885.13	$56,244	$17,523.09	+$3.84M → STEC
9	$7,134,988	$2,964,978.56	$94,286	$35,736.21	+$7.04M → STEC
10	$12,707,588	$5,073,150.96	$178,949	$80,797.29	+$12.53M → STEC

STEC vs ADC: Complete Analysis 2026

STEC — Stock

Santech Holdings Limited operates as a consumer-focused technology company. It explores opportunities in technology, including new retail, social e-commerce, and metaverse. The company was formerly known as Hywin Holdings Ltd. and changed its name to Santech Holdings Limited in July 2024. The company was founded in 2006 and is based in Shanghai, the People's Republic of China.

Full STEC Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.