Is STEC or XYLD a better dividend investment in 2026?

STEC currently yields 130.72% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: STEC offers higher current income.

What is the dividend yield difference between STEC and XYLD?

STEC has a forward dividend yield of 130.72% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 119.52 percentage points.

Home › Compare › STEC vs XYLD

STEC vs XYLD: Dividend Comparison 2026

STEC yields 130.72% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 STEC wins by $12.68M in total portfolio value

INVESTMENT

TIME HORIZON10 years

STEC

● Live price

130.72%

Share price

$1.53

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$12.71M

Annual income

$5,073,150.96

Full STEC calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — STEC vs XYLD

📍 STEC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STEC	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, STEC + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

STEC pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STEC

Annual income on $10K today (after 15% tax)

$11,111.11/yr

After 10yr DRIP, annual income (after tax)

$4,312,178.32/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, STEC beats the other by $4,309,329.94/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STEC + XYLD for your $10,000?

STEC: 50%XYLD: 50%

100% XYLD50/50100% STEC

Portfolio after 10yr

$6.37M

Annual income

$2,538,250.99/yr

Blended yield

39.87%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STEC buys

XYLD buys

No recent congressional trades found for STEC or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTECXYLD

Forward yield	130.72% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$12.71M	$25.9K ✓
Annual income after 10y	$5,073,150.96 ✓	$3,351.03
Total dividends collected	$11.64M	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: STEC vs XYLD ($10,000, DRIP)

Year	STEC Portfolio	STEC Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$23,772	$13,071.90	$10,840	$1,120.44	+$12.9K → STEC
2	$54,477	$29,041.47	$11,786	$1,249.59	+$42.7K → STEC
3	$120,490	$62,199.57	$12,854	$1,397.78	+$107.6K → STEC
4	$257,495	$128,569.99	$14,063	$1,568.33	+$243.4K → STEC
5	$532,306	$256,786.24	$15,434	$1,765.19	+$516.9K → STEC
6	$1,065,680	$496,113.10	$16,995	$1,993.14	+$1.05M → STEC
7	$2,068,523	$928,245.26	$18,777	$2,257.95	+$2.05M → STEC
8	$3,897,205	$1,683,885.13	$20,818	$2,566.58	+$3.88M → STEC
9	$7,134,988	$2,964,978.56	$23,163	$2,927.50	+$7.11M → STEC
10	$12,707,588	$5,073,150.96	$25,865	$3,351.03	+$12.68M → STEC

STEC vs XYLD: Complete Analysis 2026

STEC — Stock

Santech Holdings Limited operates as a consumer-focused technology company. It explores opportunities in technology, including new retail, social e-commerce, and metaverse. The company was formerly known as Hywin Holdings Ltd. and changed its name to Santech Holdings Limited in July 2024. The company was founded in 2006 and is based in Shanghai, the People's Republic of China.

Full STEC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this STEC vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

STEC vs SCHD STEC vs JEPI STEC vs O STEC vs KO STEC vs MAIN STEC vs QYLD STEC vs JEPQ STEC vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.