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STER vs ADC: Dividend Comparison 2026

STER yields 11.95% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $135.0K in total portfolio value· pulled ahead in Year 6
10 years
STER
STER
● Live price
11.95%
Share price
$16.74
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.0K
Annual income
$2,518.42
Full STER calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — STER vs ADC

📍 ADC pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTERADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, STER + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
STER pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STER
Annual income on $10K today (after 15% tax)
$1,015.53/yr
After 10yr DRIP, annual income (after tax)
$2,140.66/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $66,537.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STER + ADC for your $10,000?

STER: 50%ADC: 50%
100% ADC50/50100% STER
Portfolio after 10yr
$111.5K
Annual income
$41,657.86/yr
Blended yield
37.37%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

STER
Analyst Ratings
2
Buy
9
Hold
Consensus: Hold
Price Target
$26.00
+55.3% upside vs current
Range: $23.00 — $29.00
Altman Z
1.8
Piotroski
2/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STER buys
0
ADC buys
0
No recent congressional trades found for STER or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTERADC
Forward yield11.95%4.13%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$44.0K$178.9K
Annual income after 10y$2,518.42$80,797.29
Total dividends collected$18.4K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy
Analyst price target$26.00$81.06

Year-by-year: STER vs ADC ($10,000, DRIP)

YearSTER PortfolioSTER Income/yrADC PortfolioADC Income/yrGap
1$11,895$1,194.74$10,990$580.36+$905.00STER
2$14,056$1,328.15$12,301$860.26+$1.8KSTER
3$16,506$1,466.74$14,104$1,298.62+$2.4KSTER
4$19,271$1,609.79$16,691$2,008.16+$2.6KSTER
5$22,377$1,756.52$20,580$3,205.09+$1.8KSTER
6← crossover$25,849$1,906.14$26,754$5,330.02$905.00ADC
7$29,717$2,057.89$37,196$9,345.14$7.5KADC
8$34,008$2,211.00$56,244$17,523.09$22.2KADC
9$38,753$2,364.75$94,286$35,736.21$55.5KADC
10$43,984$2,518.42$178,949$80,797.29$135.0KADC

STER vs ADC: Complete Analysis 2026

STERStock

Sterling Check Corp. provides technology-enabled background and identity verification services in the United States, Canada, Europe, the Middle East and Africa, and the Asia Pacific. The company offers identity verification services, such as telecom and device verification, identification document verification, facial recognition with biometric matching, social security number verification, and live video chat identification proofing; fingerprinting; background checks, including criminal record checks, sex offender registries, civil court records, motor vehicle and driving license records, executive investigations, credit reports, social media searches, and contingent workforce solutions; liens, judgments, and bankruptcies; and sanctions, risk, and compliance checks. It also provides credential verification services, which include employment verification, education verification, credential verification, professional reference checks, and department of transportation; drug and health screening; onboarding solutions, including Sterling I-9 that integrates a suite of screening and onboarding services and onboarding forms; and workforce, medical license, and motor vehicle records monitoring solutions. The company's services are delivered through its cloud-based technology platform that empowers organizations with real-time and data-driven insights to conduct and manage their employment screening programs. It serves a client base in a range of industries, such as healthcare, gig economy, financial and business services, industrials, retail, contingent, technology, media and entertainment, transportation and logistics, hospitality, education, and government. The company was formerly known as Sterling Ultimate Parent Corp. and changed its name to Sterling Check Corp. in August 2021. Sterling Check Corp. was founded in 1975 and is headquartered in New York, New York.

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ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.