HomeCompareSTFC vs SBUX

STFC vs SBUX: Dividend Comparison 2026

STFC yields 17.60% · SBUX yields 2.75%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SBUX wins by $94.6K in total portfolio value· pulled ahead in Year 8
10 years
STFC
STFC
● Live price
17.60%
Share price
$52.01
Annual div
$9.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$62.9K
Annual income
$5,168.61
Full STFC calculator →
SBUX
SBUX
● Live price
2.75%
Share price
$89.59
Annual div
$2.46
5Y div CAGR
48.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$157.5K
Annual income
$65,840.13
Full SBUX calculator →

Portfolio growth — STFC vs SBUX

📍 SBUX pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTFCSBUX
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, STFC + SBUX cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
STFC pays
SBUX pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STFC
Annual income on $10K today (after 15% tax)
$1,495.80/yr
After 10yr DRIP, annual income (after tax)
$4,393.32/yr
SBUX
Annual income on $10K today (after 15% tax)
$233.40/yr
After 10yr DRIP, annual income (after tax)
$55,964.11/yr
At 15% tax rate, SBUX beats the other by $51,570.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STFC + SBUX for your $10,000?

STFC: 50%SBUX: 50%
100% SBUX50/50100% STFC
Portfolio after 10yr
$110.2K
Annual income
$35,504.36/yr
Blended yield
32.21%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SBUX right now

STFC
Analyst Ratings
1
Buy
5
Hold
Consensus: Hold
SBUX
Analyst Ratings
28
Buy
27
Hold
3
Sell
Consensus: Buy
Price Target
$104.00
+16.1% upside vs current
Range: $90.00 — $120.00
Altman Z
2.6
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STFC buys
0
SBUX buys
6
PoliticianChamberTickerTypeAmountDate
Shelley Moore Capito🏛 Senate$SBUX▼ Sell$1,001 - $15,0002026-01-28
Shelley Moore Capito🏛 Senate$SBUX▼ Sell$1,001 - $15,0002026-01-28
Sheldon Whitehouse🏛 Senate$SBUX▼ Sell$1,001 - $15,0002026-01-09
Sheldon Whitehouse🏛 Senate$SBUX▼ Sell$1,001 - $15,0002026-01-09
Sheldon Whitehouse🏛 Senate$SBUX▼ Sell$1,001 - $15,0002026-01-09
Sheldon Whitehouse🏛 Senate$SBUX▼ Sell$1,001 - $15,0002026-01-09
Dan Newhouse🏢 House$SBUX▼ Sell$1,001 - $15,0002025-12-11
Ro Khanna🏢 House$SBUX▼ Sell$15,001 - $50,0002025-10-07
Ro Khanna🏢 House$SBUX▲ Buy$15,001 - $50,0002025-09-29
Ro Khanna🏢 House$SBUX▼ Sell$15,001 - $50,0002025-08-26
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTFCSBUX
Forward yield17.60%2.75%
Annual dividend / share$9.15$2.46
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%48.3%
Portfolio after 10y$62.9K$157.5K
Annual income after 10y$5,168.61$65,840.13
Total dividends collected$33.4K$127.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusHoldBuy

Year-by-year: STFC vs SBUX ($10,000, DRIP)

YearSTFC PortfolioSTFC Income/yrSBUX PortfolioSBUX Income/yrGap
1$12,460$1,759.76$11,107$407.21+$1.4KSTFC
2$15,381$2,049.18$12,512$626.87+$2.9KSTFC
3$18,822$2,364.15$14,366$978.69+$4.5KSTFC
4$22,843$2,703.76$16,929$1,557.50+$5.9KSTFC
5$27,509$3,066.74$20,658$2,543.80+$6.9KSTFC
6$32,886$3,451.52$26,406$4,302.22+$6.5KSTFC
7$39,044$3,856.25$35,877$7,622.00+$3.2KSTFC
8← crossover$46,056$4,278.85$52,741$14,352.64$6.7KSBUX
9$53,997$4,717.09$85,676$29,243.03$31.7KSBUX
10$62,946$5,168.61$157,513$65,840.13$94.6KSBUX

STFC vs SBUX: Complete Analysis 2026

STFCStock

State Auto Financial Corporation, through its subsidiaries, engages in writing personal and business insurance products in the United States. It operates through Personal Insurance, Commercial Insurance, and Investment Operations segments. The Personal Insurance segment primarily provides personal automobile, homeowners, and other personal insurance products. The commercial insurance segment primarily provides commercial automobile, commercial multi-peril, fire and allied, general liability, and workers' compensation insurance covering small-to-medium sized commercial exposures in the commercial insurance market, as well as farm and ranch insurance products. The Investment Operations segment provides investment management services to affiliated insurance companies. The company markets its products primarily through independent agencies, including retail agencies and wholesale brokers. The company was founded in 1950 and is headquartered in Columbus, Ohio. State Auto Financial Corporation operates as a subsidiary of State Automobile Mutual Insurance Company, Inc.

Full STFC Calculator →

SBUXConsumer Discretionary

Starbucks Corporation, together with its subsidiaries, operates as a roaster, marketer, and retailer of specialty coffee worldwide. The company operates through three segments: North America, International, and Channel Development. Its stores offer coffee and tea beverages, roasted whole beans and ground coffees, single serve products, and ready-to-drink beverages; and various food products, such as pastries, breakfast sandwiches, and lunch items. The company also licenses its trademarks through licensed stores, and grocery and foodservice accounts. The company offers its products under the Starbucks, Teavana, Seattle's Best Coffee, Evolution Fresh, Ethos, Starbucks Reserve, and Princi brands. As of October 3, 2021, it operated 16,826 company-operated and licensed stores in North America; and 17,007 company-operated and licensed stores internationally. The company was founded in 1971 and is based in Seattle, Washington.

Full SBUX Calculator →
📬

Get this STFC vs SBUX comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

STFC vs SCHDSTFC vs JEPISTFC vs OSTFC vs KOSTFC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.