Is STFR or PM a better dividend investment in 2026?

STFR currently yields 11.42% with a 5% 5-year dividend growth rate. PM yields 3.48% with 2.8% growth. The better choice depends on your goal: STFR offers higher current income.

What is the dividend yield difference between STFR and PM?

STFR has a forward dividend yield of 11.42% ($2.00/share annually). PM yields 3.48% ($5.76/share annually). The yield gap is 7.94 percentage points.

Home › Compare › STFR vs PM

STFR vs PM: Dividend Comparison 2026

STFR yields 11.42% · PM yields 3.48%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 STFR wins by $1063242.80M in total portfolio value

INVESTMENT

TIME HORIZON10 years

STFR

● Live price

11.42%

Share price

$17.52

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1063242.85M

Annual income

$1,045,646,333,366.07

Full STFR calculator →

Philip Morris International

● Live price

3.48%

Share price

$165.34

Annual div

$5.76

5Y div CAGR

17.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.6K

Annual income

$2,492.02

Full PM calculator →

Portfolio growth — STFR vs PM

📍 STFR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STFR	PM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, STFR + PM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

STFR pays

PM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STFR

Annual income on $10K today (after 15% tax)

$970.32/yr

After 10yr DRIP, annual income (after tax)

$888,799,383,361.16/yr

Annual income on $10K today (after 15% tax)

$296.12/yr

After 10yr DRIP, annual income (after tax)

$2,118.22/yr

At 15% tax rate, STFR beats the other by $888,799,381,242.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of STFR + PM for your $10,000?

STFR: 50%PM: 50%

100% PM50/50100% STFR

Portfolio after 10yr

$531621.45M

Annual income

$522,823,167,929.05/yr

Blended yield

98.35%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

STFR

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$194.30

+17.5% upside vs current

Range: $180.00 — $205.00

Altman Z

4.0

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STFR buys

PM buys

No recent congressional trades found for STFR or PM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTFRPM

Forward yield	11.42% ✓	3.48%
Annual dividend / share	$2.00	$5.76 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	17.2%
Portfolio after 10y	$1063242.85M ✓	$49.6K
Annual income after 10y	$1,045,646,333,366.07 ✓	$2,492.02
Total dividends collected	$1062056.96M ✓	$11.7K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: STFR vs PM ($10,000, DRIP)

Year	STFR Portfolio	STFR Income/yr	PM Portfolio	PM Income/yr	Gap
1← crossover	$12,983	$2,283.11	$11,648	$408.29	+$1.3K → STFR
2	$19,432	$5,540.52	$13,589	$495.90	+$5.8K → STFR
3	$36,293	$15,500.50	$15,877	$603.21	+$20.4K → STFR
4	$92,945	$54,111.55	$18,580	$734.88	+$74.4K → STFR
5	$358,474	$259,022.91	$21,781	$896.75	+$336.7K → STFR
6	$2,250,872	$1,867,304.31	$25,578	$1,096.12	+$2.23M → STFR
7	$24,324,064	$21,915,630.87	$30,092	$1,342.17	+$24.29M → STFR
8	$468,702,312	$442,675,563.89	$35,470	$1,646.46	+$468.67M → STFR
9	$16,445,344,198	$15,943,832,723.56	$41,892	$2,023.58	+$16445.30M → STFR
10	$1,063,242,851,657	$1,045,646,333,366.07	$49,578	$2,492.02	+$1063242.80M → STFR

STFR vs PM: Complete Analysis 2026

STFR — Stock

Steadfast Apartment REIT, Inc. is a real estate investment trust that was formed to acquire and operate a diverse portfolio of well-positioned, institutional-quality apartment communities in targeted markets throughout the United States that have demonstrated high occupancy and income levels across market cycles. As of December 16, 2021, Steadfast Apartment REIT, Inc. operates as a subsidiary of Independence Realty Trust, Inc.

Full STFR Calculator →

PM — Consumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.