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STIP vs DIVO: Dividend Comparison 2026

STIP yields 3.93% · DIVO yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $2.2K in total portfolio value
10 years
STIP
STIP
● Live price
3.93%
Share price
$103.42
Annual div
$4.07
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.8K
Annual income
$505.99
Full STIP calculator →
DIVO
DIVO
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full DIVO calculator →

Portfolio growth — STIP vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTIPDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, STIP + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
STIP pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STIP
Annual income on $10K today (after 15% tax)
$334.14/yr
After 10yr DRIP, annual income (after tax)
$430.09/yr
DIVO
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, DIVO beats the other by $334.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STIP + DIVO for your $10,000?

STIP: 50%DIVO: 50%
100% DIVO50/50100% STIP
Portfolio after 10yr
$26.9K
Annual income
$702.59/yr
Blended yield
2.61%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STIP buys
0
DIVO buys
0
No recent congressional trades found for STIP or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTIPDIVO
Forward yield3.93%4.00% ✓
Annual dividend / share$4.07 ✓$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$25.8K$28.0K ✓
Annual income after 10y$505.99$899.19 ✓
Total dividends collected$4.5K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: STIP vs DIVO ($10,000, DRIP)

YearSTIP PortfolioSTIP Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,093$393.11$11,120$420.00$27.00 → DIVO
2$12,277$407.55$12,357$458.31$80.00 → DIVO
3$13,558$421.54$13,721$499.76$163.00 → DIVO
4$14,942$435.07$15,227$544.58$285.00 → DIVO
5$16,436$448.12$16,885$593.02$449.00 → DIVO
6$18,048$460.68$18,713$645.34$665.00 → DIVO
7$19,784$472.74$20,724$701.81$940.00 → DIVO
8$21,653$484.32$22,938$762.73$1.3K → DIVO
9$23,664$495.40$25,372$828.41$1.7K → DIVO
10$25,826$505.99$28,047$899.19$2.2K → DIVO

STIP vs DIVO: Complete Analysis 2026

STIP — Stock

The iShares 0-5 Year TIPS Bond ETF seeks to track the investment results of an index composed of inflation-protected U.S. Treasury bonds with remaining maturities of less than five years.

Full STIP Calculator →

DIVO — ETF

DIVO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DIVO shares.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.